Premiere Coverage VSC

Premiere Coverage VSC

Uncover premium protection crafted exclusively for exotic vehicles with Premiere Coverage. Enjoy a broad spectrum of additional features and tailor your plan by selecting from various terms and deductible options to fit your driving habits and financial goals.

Program Highlights

  • Class guide broken down into European, Domestic, Asian
  • ACV
  • Add on term and miles
  • Full seals and gaskets
  • No wear and tear exclusion


  • Canadian vehicle/gray market
  • Lift kits up to 10", tires up to 6" above factory size eligible
  • Exhaust/emission coverage
  • Commercial use/snowplow coverage
  • Maintenance plan (option)


  • $300 and $500 deductibles
  • $0 deductible if you take your vehicle to a participating Repair Pal repair facility
  • $0 deductible if you return to the dealer/seller's onsite repair facility for repairs


  • Towing - up to $100 per occurrence
  • Rental/alternate transportation - up to $40 per day for up to six days
  • Trip interruption - up to $125 per day for up to three days meals and lodging
  • Lockout service - up to $50 per occurrence
  • Road Service - up to $100 per occurrence (vehicle extrication, fuel and fluid delivery, battery jump/boost)

Insurance Companies

Lyndon Southern Insurance Company, all states except: CA, GA, BY, WI, Insurance Company of the South - Georgia, Response Indemnity of California - California and Blue Ridge Indemnity Company - New York & Wisconsin

oil change
Oil Changes

Up to an $80 reimbursement for each oil change with a maximum of 2 oil changes per year.

brake shoe
Brake Pads/Shoes

Reimbursement up to $150 for brake pads/shoes replacement with a maximum of 1 per year.

car maintenance
Cooling System Maintenance

We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.

car battery

We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.

Wiper Blades

Reimbursement up to $30 for wiper blades, maximum 2 replacements during this Agreement.

Safety Inspection

Reimbursement of up to $25 for each state safety inspection up to a maximum of 1 per year.


  • Cylinder block and all internal parts; cylinder head assemblies; timing case/cover, timing chain, timing belt, tensioners, gears, sprockets, and guides; serpentine belt tensioner; harmonic balancer; oil pump; intake manifold; flywheel with starter ring gear; core plugs; valve covers; oil pan; factory-installed turbocharger/ supercharger including internal parts and wastegate actuator; oxygen sensor; mass airflow sensor; crank sensor; cam sensor. Seals and gaskets are covered for listed components only.

Automatic Transmission

  • Transmission case and all internal parts; bell housing; transmission pan; torque converter; drive/flex plate; transmission range switch; speed sensors; pressure sensors; PRNDL position switch; transmission control module; valve body; mechatronics unit; conductor plate; servo assemblies; transmission cooler; seals and gaskets for listed components only; and reprogramming/re-flash up to $150 per authorized claim. Transmission case bell housing only if damaged by a covered component internal to the transmission/transfer case housing.

Manual Transmission

  • Main shaft; counter shaft; all gears; chain; input shaft; hub assemblies; synchronizers; shift rails; shift fork; and internal transmission bearings. Lubricated parts contained within the transmission case housing. Transmission case only if damaged by a covered component internal to the transmission/transfer case housing. NOTE: Manual transmission clutch parts are not covered at any time.

Engine Cooling System

  • Water pump and housing; fan clutch; radiator.

All Wheel Drive

  • Power transfer unit and all internal parts; viscous coupler; axle housing and all internal parts; constant velocity joints and boots; drive shaft and axle shaft assemblies; differential carrier assembly and all internal parts; output ball bearing; output flange; end cover; overrunning clutch; vacuum motor; torque tube; pinion spacer and shim; wheel bearings/hub assemblies; seals and gaskets for listed components only. Power transfer unit case only if damaged by a covered component internal to the power transfer unit housing.

Rear Wheel Drive

  • Rear axle housing and all internal parts; axle shafts; axle shaft bearings; drive shaft assemblies; driveshaft center bearings; universal joints and yokes; wheel bearings/hub assemblies; seals and gaskets for listed components only. Rear axle housing only if damaged by a covered component internal to the rear axle housing.

Four-wheel Drive (4x4)

  • Transfer case and all internal parts; transfer case control module and shift mode motor assembly; axle housing and all internal parts; axle shafts; axle shaft bearings; drive shafts assemblies (front and rear); drive shaft center bearings; universal joints;4x4 hubs; yokes; wheel bearings/hub assemblies; disconnect housing assembly; seals and gaskets for the listed components only. Transfer case housing only if damaged by a covered component internal to the transfer case housing.


  • Fluids are covered only when required in conjunction with a covered component.

Seals & Gaskets

  • If your vehicle has less than 100,000 miles at the time of the claim, seals and gaskets are covered for leakage failures as they relate to any listed covered component. If your vehicle has over100,000 miles at the time of claim, seals and gaskets are covered only when required in conjunction with a covered component. (Cylinder head gaskets are covered only for combustion and coolant leaks. Intake manifold gaskets are covered only for coolant leaks).

Elite Coverage VSC includes everything listed under Executive Coverage plus these additional items:


Upper and lower control arms and bushings, if bushings cannot be replaced individually; ball joints; leaf and coil springs only if broken.

Steering Components

Power steering gearbox; rack and pinion; and high pressure lines. Steering box, rack and pump housing only if damaged by an internally lubricated part).

Brake Components

Power brake booster; master cylinder; calipers; ABS hydraulic components; proportioning valve; ABS wheel speed sensors.

Electrical Components

Starter motor and solenoid; alternator, voltage regulator; electric cooling fan motor; distributor; power window motors/switches; power door lock actuators/switches; power trunk or tailgate actuator and motor; all manually operated switches; ignition control module; and cruise control assembly.

Air Conditioning & Refrigerant

Compressor; clutch; condenser; accumulator/receiver drier; and evaporator. Refrigerant included only with covered repair.


Fuel pump; fuel injectors; lift pump; transfer pump; MAP/air charge temperature sensor; intake manifold pressure sensor; and throttle position sensor.

This unparalleled level of coverage includes all the parts & components outlined in BOTH our Executive and Elite plans.

PLUS every original factory-equipped mechanical and electrical component, excluding only those specified in the Terms & Conditions of our contract, and exclusions.

EXCLUDED ITEMS INCLUDE*, BUT ARE NOT LIMITED TO the manual transmission clutch assembly, batteries, brake rotors and drums, catalytic converter, exhaust pipe, mufflers, tailpipes, frame and structural body parts, tires, valve stems and wheels/rims, glass, windows, mirrors, windshields, T-top, Targa top, convertible top, lighting system components, exterior air/water leaks and noise, weather strips, body panels, trims, moldings, paint, bumpers, body sheet metal and panels, safety restraint systems, upholstery, carpet, LCD screen, DVD/ Blu-ray player, GPS/navigation, radio/CD player, rearview back-up camera, alarm system, early collision detection system, self-park assist system, tire pressure monitoring system, adaptive cruise control, instrument cluster, keyless entry transmitter and receiver, remote controls, light bulbs, fuses, and any type of internal software updates or other failures. Normal maintenance service and parts including alignments, wheel balancing, tune-ups, spark plugs, brake pads, and wiper blades. Filters, lubricants, coolants, fluids, and refrigerants will be covered only if replacement is required in conjunction with an authorized repair.

Vehicle Surcharge

The following are available with a surcharge if selected under Vehicle Surcharges on the Application page at the time of contract purchase of 4WD/AWD.

  • Super Charge/Turbo
  • V10 & V12
  • EV Battery*
  • Convertible

*Allowable degradation to charge capacity before the claim will be paid is 80%

24/7 Roadside Services plus value-added benefits:

Emergency Fluid Delivery

  • We deliver essential fluids to get you back on the road, such as fuel, oil, and/or water (cost of fluids not included).

Flat Tire Assistance

  • Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).

Dead Battery Jump-start

  • Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).

Lockout Service

  • Up to $50 per occurrence for on location assistance if you lock your keys/fob in your vehicle or if they are lost/broken (key/fob replacement cost not included).


  • Up to $200 per occurrence for towing to the nearest qualified repair facility.

Rental Benefits

  • Up to $75 reimbursement per 6 hours of labor time, with a maximum benefit of $450 per claim, is provided for authorized repair work (time unrelated to authorized repairs not included).

Trip Interruption

  • Up to $150 reimbursement per day for up to 3 days towards meals and/or lodging expenses is provided if you are more than 100 miles away from home and unable to operate your vehicle due to a covered mechanical breakdown.

Labor & Diagnostics

  • We cover repair facility labor and/or diagnostic charges associated with a covered repair*.(Your authorization may be required).
All services are subject to maximum reimbursement limits. Coverage may not be available in all states. Restrictions & limitations may apply.

Exterior Protection

  • Weather-induced fading, UV Exposure, Oxidation
  • Damage from hard water, bird droppings, tree sap, road salt
  • Repairs for accidental spray paint overspray and industrial fallout

Interior Protection

  • Prevention of permanent stains, UV damage, and temperature extremes
  • Protection against rips, punctures, and burns on seating surfaces
  • Treatment against odors from bacteria, microbes, mold, and more

Key Remote Replacement

  • Coverage for replacement of inoperable lost or stolen keys/removes.
  • Up to $800 reimbursement per year for key/remote replacement.

Alloy Wheel Protection

  • Prevention of cosmetic damage due to corrosion or surface abrasion.
  • Repair or reconditioning of the treated alloy wheel's exterior face.

Windshield Repair

  • Treatment against UV exposure and environmental hazards for headlights.
  • Repair of chips or cracks in windshield (up to 6 inches).
  • Reimbursement up to $500 for windshield replacement, if necessary.

Protection for Dents

  • Repair of minor cosmetic dents (less than 3 inches).
  • Service focused on exterior sheet metal surfaces.

Roadside Assistance

  • Assistance includes towing, tire changes, and more.
  • "Sign & Drive" service is available 24/7 across the United States and Canada.
  • Maximum benefit of $100 per incident for emergency roadside assistance.

In the event Your Covered Key(s)/Remote(s) is inoperable, lost, or stolen,

we will pay for a replacement key/remote for an amount not to exceed:

  • Plan 1 - $500 Benefit
  • Plan 2 - $1000 Benefit

Number of working Keys & Remotes provided at time of Vehicle Delivery [MUST be a minimum of two (2) sets of working Keys & Remotes]

  • Towing Assistant
  • Battery Service
  • Flat Tire Assistance
  • Fuel, Oil, Fluid & Water Delivery Service
  • Lock-Out Assistance

Featured Tire & Wheel Benefits

  • No aggregate dollar limits
  • No deductible
  • No limits on claims occurrences
  • Same axle tire replacement
    (for all-wheel or four-wheel drive vehicles)
  • Various term lengths
  • Transportation benefits
  • Roadside assistance

About The Program

With Sonsio's Tire & Wheel, your tire repair or replacement is covered at no cost or deductible to you! With three levels of coverage, you can choose the option that is best for you.

Tire Only Road Hazard

  • Whether it’s a puncture, bruise, impact break, or other road hazard damage, the cost to repair or replace your tire is covered for the program term.
  • The reasonable cost of mounting, balancing, valve stems and disposal for any tire replaced and/or wheel repaired or replaced due to a covered road hazard is included.

Tire & Wheel Road Hazard

Tire Only Road Hazard plus:

  • The cost to replace a wheel damaged by aroad hazard is covered if the wheel can nolonger be balanced or maintain an airtightseal with the tire.

Tire & Wheel Hazard with Cosmetic Wheel Repair

Tire & Wheel Road Hazard plus:

  • Cosmetic repair to all original equipment wheels when the normal appearance is altered by scrapes and/or minor curb rash.
  • If the covered wheels or hubcaps are not repairable, they may be replaced with like kind and quality.

Included with all coverage levels

Reimbursement for rideshare, taxi, train, bus fare, car service, or rental vehicle while the covered vehicle is undergoing repairs.

Emergency roadside assistance services include towing up to 50 miles, installation of spare tire, battery jump-start, key lockout service, fuel or fluid delivery, or winching service.

What's included?

  • FREE repair for minor chips, stars, and cracks.
  • Windshield replacement.
  • Windshield recalibration costs.
  • Durable, invisible, water repellant windshield coating.

Chip/Crack repair guarantee

  • If the damage is severe and irreparable, you will be reimbursed up to $500
  • Optional surcharge fee extends the warranty, providing coverage of up to $10,000
Car Break-Ins

Provides access to documents with sensitive information.

Stolen Key Fobs

Provides access to steal car and the data stored in it.

Hacking Car OS

Cybercriminals can take control of your car.

Hacking Car WiFi

Provides access to devices & complete digital life.

Regardless of the criminal's entry point into the car they can inflict significant financial, emotional and physical harm to the owner and their family!

Aura Protects your assets, privacy, identity, devices and family.

Smart, Simple Online Safety. Powered by AI.

1. Detect

Identifies and alerts of potential threats, even those occurring prior to enrollment.

2. Prevent

Helps stop new identity, financial, and online threats before they happen.

3. Resolve

Helps resolve threats if they do occur, with 24/7 access to our White-Glove Resolution Team.

4. Mitigate

Up to $5M in ID Theft Insurance.

Automotive & Identity Theft Protection Program helps protect you, your car, and your family from fraud.

Benefits Include:

  • Driver's License Monitoring
  • Home Title Monitoring
  • USPS Address Monitoring
  • Criminal Record Monitoring
  • Solicitation Reduction
  • Identity & Credit Monitoring
  • Monthly Credit Score
  • Lost Wallet Protection
  • Experian Credit Check
  • Dark Web Monitoring
  • Bank Account Monitoring
  • Security Freeze Assistance
  • AI Powered Call & Text Screening
  • Fully Managed Restoration
  • Family Coverage Parental Control
  • $1M ID Insurance*

*Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions, and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.

Roadside Benefits

Rental or Alternate Transportation

Up to $40.00 per day for 5 days, including the substitution transportation allowance of 2 additional days not to exceed $280.00 per occurrence.

tow truck
Towing Benefit

Non-Emergency towing reimbursement up to $100.00 per occurrence with a covered breakdown.

car battery
Battery Service

Up to $100.00 per occurrence.

key fob
Key Replacement

Up to $100.00 per occurrence when keys are lost or become inoperable.

roadside assistance
Flat Tire Assistance

Up to $100.00 per occurrence.

remote key
Vehicle Pickup

Up to $50.00 for reasonable pickup.

24/7 service
Emergency Roadside Assistance

Up to $100 per occurrence for on-site assistance for towing/vehicle extrication, fuel or fluid delivery, or  battery boost/jump (excludes cost of fluids or fuel).

Value Protection Plan


All internally lubricated parts contained within the engine; valve covers; intake manifolds; oil pump; valves; engine mounts; cylinder head(s); and more.

Water Pump

Impeller shaft; bushings; bearings and housing.


Internally lubricated parts contained within the transmission; gears; bearings; internal drive gears; transmission case.

Primary Drive

Internally lubricated parts (excluding clutch and hub assemblies) contained within the primary drive case;  gears; bearings; internal drive gears and more.

Drive Assemblies (Shaft Driven Motorcycles)

Differential housing; transaxle housing; final drive housing; internally lubricated parts; axle shaft(s); constant velocity joints; universal joints; drive shafts; and more.


Upper and lower steering stem bearings and bushings; axle; steering stem; handlebar; steering stem nut and rod ends; steering stem shaft.

Seals & Gaskets

For all Covered Parts listed for the VALUE Plan.

Suspension, Front & Rear

Internally lubricated parts within the forks/fork tubes and front hub; swing arm bearings or bushings; front and rear wheel bearings; swing arm; upper and lower control arms; ball joints; kingpins; and more.


Alternator; starter assembly; manually operated switches;  cooling fan motor; wiring harness; ignition coil(s); rectifier;  stator assembly; rotor assembly; and more.


All factory instrumentation (mechanical and electronic) and electronic instrument sensors. Light bulbs are not covered.


Brake backing plates; brake hubs; disc rotors; calipers;  master cylinder assembly; hydraulic lines and more.

Touring Bike Additional Coverage

Intercom - Transmitter/receiver, headset, microphone, splitter, console pad, cables and jacks; Audio Entertainment - Receiver, CD player, navigation system, audio jacks, MP3 player, alarm system; Fairing Hardware - Mounting hardware, brackets, switches, covers, latches and hinges; Saddlebag/Travel Trunks - Bags, travel trunks, latches, hinges and mounting hardware; Sidecar Hardware, and more.

Deductible Reimbursement

The maximum benefit per each covered breakdown deductible reimbursement will be $100.00 and does not apply to additional benefits.

Coverage Exclusions

Some components and services are excluded from coverage such as normal maintenance and wear items. See the contract for details.

Three levels for coverage for exotic vehicles:
Executive Coverage VSC
Elite Coverage VSC
Premiere Coverage VSC
Three levels for coverage for exotic vehicles:
Executive Coverage VSC
Elite Coverage VSC
Premiere Coverage VSC
Three levels for coverage for exotic vehicles:
Executive Coverage VSC
Elite Coverage VSC
Premiere Coverage VSC
Download for all the details:
Premiere Coverage VSC

Need to file a claim? Start Here

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