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Cars Protection Plus

Protect Your Vehicle and Your Budget with a Tailored Cars Protection Plus

With vehicle repair costs on the rise, securing the peace of mind and financial protection a Service Contract offers has never been more important. Cars Protection Plus provides customizable programs tailored to your needs, ensuring fast, hassle-free payment for covered repairs at your preferred licensed repair facility.

Enjoy added security, assurance, and protection with a FL CARS Service Contract. For more information, speak to your dealer, call 888-335-6838, or visit carsprotectionplus.com today.

Available Coverage Terms

Power Train

  • 3 month unlimited miles
  • 3 - 24 months limited miles

Valued Limited

  • 3 month unlimited miles
  • 3 - 48 months limited miles

Value Plus

  • 3 - 48 month unlimited miles

Onyx Plus

  • 3 - 24 month unlimited miles

Ultimate Value

  • 12- 24 month unlimited miles

Power Train Coverage

Powertrain Coverage includes labor up to $60/hour, rental benefits for every 8 hours of repair, and towing.

Engine

  • Lubricated parts contained within the engine block

Automatic Transmission & Transfer Case

  • Lubricated parts contained within the housing

Manual Transmission & Transfer Case

  • Lubricated parts contained within the housing

Drive Axle Assembly

  • Lubricated internal parts
  • Drive Shaft, Universal Joints, Constant Velocity Joints & Wheel Bearings

Seals & Gaskets (when required with covered component)

  • Cylinder Head & Intake Manifold Gaskets

Valued Limited Coverage

Value Limited Coverage includes labor up to $60/hour, rental benefits for every 8 hours of repair, and towing.

Engine

  • Lubricated parts contained within the engine block
  • Fly Wheel

Automatic Transmission & Transfer Case

  • Lubricated parts contained within the housing

Manual Transmission & Transfer Case

  • Lubricated parts contained within the housing

Suspension

  • Ball Joints, Leaf, Air & Coil Springs

Drive Axle Assembly

  • Lubricated internal parts
  • Drive Shaft, Universal Joints, Constant Velocity Joints & Wheel Bearings

Seals & Gaskets (when required with covered component)

  • Cylinder Head & Intake Manifold Gaskets

Steering Components

  • Lubricated internal parts
  • Power Steering Pump/Motor
  • Power Steering Gear Box
  • Rack & Pinion
  • High Pressure Lines

Brake Components

  • Master Cylinder, Wheel Cylinders & Calipers
  • ABS Hydraulic Components, Wheel Speed Sensors & Control Module

Engine Cooling System

  • Electric Cooling Fan Motor & Fan Clutch
  • Water Pump & Thermostat

Electrical Components

  • Starter Motor, Alternator
  • Front & Rear Window Wiper Motors

Valued Plus Coverage

Value Limited Coverage includes labor up to $70/hour, rental benefits for every 8 hours of repair, towing, and 24-hour roadside assistance.

Engine

  • Lubricated parts contained within the engine block
  • Fly Wheel
  • Fuel Pump, Transfer Pump & Lift Pump
  • Turbo/Supercharger (installed by factory only)
  • 02 Sensor & EGR Valve
  • Cam & Crank Sensor
  • Timing Belt, Timing Belt Tensioner

Automatic Transmission & Transfer Case

  • Lubricated parts contained within the housing
  • Transmission Cooler

Manual Transmission & Transfer Case

  • Lubricated parts contained within the housing

Suspension

  • Ball Joints, Leaf, Air & Coil Springs

Drive Axle Assembly

  • Lubricated internal parts
  • Drive Shaft, Universal Joints, Constant Velocity Joints & Wheel Bearings

Seals & Gaskets (when required with covered component)

  • Cylinder Head & Intake Manifold Gaskets
  • Fluids (when required with covered component)

Steering Components

  • Lubricated internal parts
  • Power Steering Pump/Motor
  • Power Steering Gear Box
  • Rack & Pinion
  • High Pressure Lines

Brake Components

  • Master Cylinder, Wheel Cylinders & Calipers
  • ABS Hydraulic Components, Wheel Speed Sensors & Control Module

Air Conditioning

  • Compressor & Clutch
  • Accumulator, Evaporator & Condenser

Engine Cooling System

  • Electric Cooling Fan Motor & Fan Clutch
  • Water Pump & Thermostat
  • Radiator, Heater Core & Recovery Tank

Electrical Components

  • Starter Motor, Alternator
  • Front & Rear Window Wiper Motors
  • Power Window Motors/Regulators/Switches
  • Power Door Lock Actuators/Switches
  • Power Seat Motors
  • Ignition Coils & Distributor

Onyx Plus Coverage

Value Limited Coverage includes labor up to $70/hour, rental benefits for every 8 hours of repair, towing, and 24-hour roadside assistance.

Engine

  • Lubricated parts contained within the engine block
  • Fly Wheel
  • Fuel Pump, Transfer Pump & Lift Pump
  • Turbo/Supercharger (installed by factory only)
  • 02 Sensor & EGR Valve
  • Cam & Crank Sensor
  • Timing Belt, Timing Belt Tensioner

Automatic Transmission & Transfer Case

  • Lubricated parts contained within the housing
  • Transmission Cooler

Manual Transmission & Transfer Case

  • Lubricated parts contained within the housing

Suspension

  • Ball Joints, Leaf, Air & Coil Springs

Drive Axle Assembly

  • Lubricated internal parts
  • Drive Shaft, Universal Joints, Constant Velocity Joints & Wheel Bearings

Seals & Gaskets (when required with covered component)

  • Cylinder Head & Intake Manifold Gaskets
  • Fluids (when required with covered component)

Steering Components

  • Lubricated internal parts
  • Power Steering Pump/Motor
  • Power Steering Gear Box
  • Rack & Pinion
  • High Pressure Lines

Brake Components

  • Master Cylinder, Wheel Cylinders & Calipers
  • ABS Hydraulic Components, Wheel Speed Sensors & Control Module

Air Conditioning

  • Compressor & Clutch
  • Accumulator, Evaporator & Condenser

Engine Cooling System

  • Electric Cooling Fan Motor & Fan Clutch
  • Water Pump & Thermostat
  • Radiator, Heater Core & Recovery Tank

Electrical Components

  • Starter Motor, Alternator
  • Front & Rear Window Wiper Motors
  • Power Window Motors/Regulators/Switches
  • Power Door Lock Actuators/Switches
  • Power Seat Motors
  • Ignition Coils & Distributor

Restricted Vehicles

  • Diesel, 1 ton or Dual rear wheeled trucks and vans
  • Trucks or Jeeps lifted up to 4” or having up to 5% difference from factory tire size

Ultimate Value Coverage

Ultimate Value Coverage offers labor up to $100/hour, diagnostic charges (up to one hour), rental benefits for every 8 hours of repair, towing, and 24/7 roadside assistance.

Engine

  • Lubricated parts contained within the engine block
  • Fly Wheel
  • Fuel Pump, Transfer Pump & Lift Pump
  • Turbo/Supercharger (installed by factory only)
  • 02 Sensor & EGR Valve
  • Cam & Crank Sensor
  • Fuel Injectors
  • Timing Belt, Timing Belt Tensioner

Automatic Transmission & Transfer Case

  • Lubricated parts contained within the housing
  • Transmission Cooler

Manual Transmission & Transfer Case

  • Lubricated parts contained within the housing

Suspension

  • Ball Joints, Leaf, Air & Coil Springs

Drive Axle Assembly

  • Lubricated internal parts
  • Drive Shaft, Universal Joints, Constant Velocity Joints & Wheel Bearings

Seals & Gaskets (when required with covered component)

  • Cylinder Head & Intake Manifold Gaskets
  • Fluids (when required with covered component)

Steering Components

  • Lubricated internal parts
  • Power Steering Pump/Motor
  • Power Steering Gear Box
  • Rack & Pinion
  • High Pressure Lines

Brake Components

  • Master Cylinder, Wheel Cylinders & Calipers
  • ABS Hydraulic Components, Wheel Speed Sensors & Control Module

Air Conditioning

  • Compressor & Clutch
  • Accumulator, Evaporator & Condenser

Engine Cooling System

  • Electric Cooling Fan Motor & Fan Clutch
  • Water Pump & Thermostat
  • Radiator, Heater Core & Recovery Tank

Electrical Components

  • Starter Motor, Alternator
  • Front & Rear Window Wiper Motors
  • Power Window Motors/Regulators/Switches
  • Power Door Lock Actuators/Switches
  • Power Seat Motors
  • Ignition Coils & Distributor
  • Horn & Relay
  • Sliding Door Actuators, Power Lift Gate Actuator & Trunk Actuator
  • Antenna Motor, Convertible Top Power Motor & Sun Roof Motor

  • Engine
  • Transmission
  • Front & Rear Suspension
  • Steering
  • Braking
  • Navigation/Infotainment
  • Differential Assembly
  • Turbo/Supercharger
  • Transfer Case
  • Drive Axle
  • Air Conditioning System
  • Cooling System
  • Sensors
  • Seals & Gaskets*
  • Electrical
  • Fuel System
See the contract for components not covered.
*See conditions in the contract.

Commercial Truck Weight Classes

GVWR Class
Vehicle Weight Range
Class 1 Truck
6,000 lbs or less
Class 2 Truck
6,001 - 10,000 lbs
Class 3 Truck
10,001 - 14,000 lbs
Class 4 Truck
14,001 - 16,000 lbs
Class 5 Truck
16,001 - 19,500 lbs
Class 6 Truck
6,000 lbs or less
Class 7 Truck
6,000 lbs or less
Class 8 Truck
6,000 lbs or less

Vehicle Class Guide

Class 1 (6000 lbs or less)

  • Ford Ranger
  • Chevrolet Colorado
  • GM Canyon
  • Dodge Dakota
  • Toyota Tacoma

Class 2 (6,001 - 10,000 lbs)

  • Chevrolet Silverado 1500
  • Chevrolet Sliverado 2500
  • Ram 1500
  • Ram 2500
  • Ford F-150
  • Ford F-250
  • GMC Sierra 1500
  • GMC Sierra 2500
  • Nissan Titan
  • Sprinter 2500 Cargo Van
  • Sprinter 3500 Cargo Van

Class 3 (10,001 - 14,000 lbs)

  • Chevrolet Silverado 3500
  • Ram 3500
  • Ford E-350
  • Ford F-350
  • GMC Sierra 3500
  • Sprinter Cab Chassis 3500XD

Class 4 (14,001 - 16,000 lbs)

  • Ram 4500
  • Ford E-450
  • Ford F-450
  • GMC 4500
  • Sprinter Cab Chassis 4500

Class 5 (16,001 - 19,500 lbs)

  • Ram 5500
  • Ford F-550
  • Freightliner M2
  • GMC 5500
  • International TerraStar

Class 6 (19,501 - 26,000 lbs)

  • Chevrolet Kodiak (GMC TopKick)
  • C-6500
  • Ford F-650
  • Freightliner M2 106
  • International Durastar 4300

Class 7 (26,001 - 33,000 lbs)

  • Ford F-750
  • GMC 7500
  • International WorkStar
  • Mack Granite

Class 8 (33,001 lbs +)

  • Tractor Trailer
  • 18-Wheelers
oil change
Oil Changes

Up to an $80 reimbursement for each oil change with a maximum of 2 oil changes per year.

brake shoe
Brake Pads/Shoes

Reimbursement up to $150 for brake pads/shoes replacement with a maximum of 1 per year.

car maintenance
Cooling System Maintenance

We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.

car battery
Battery

We will reimburse for up to one hundred & thirty-five dollars ($135) for each replacement, a maximum two (2)replacements during this agreement.

windshield
Wiper Blades

Reimbursement up to $30 for wiper blades, maximum 2 replacements during this Agreement.

warranty
Safety Inspection

Reimbursement of up to $25 for each state safety inspection up to a maximum of 1 per year.

Vehicle Surcharge

The following are available with a surcharge if selected under Vehicle Surcharges on the Application page at the time of contract purchase of 4WD/AWD.

  • Super Charge/Turbo
  • V10 & V12
  • EV Battery*
  • Convertible

*Allowable degradation to charge capacity before the claim will be paid is 80%

24/7 Roadside Services plus value-added benefits:

Emergency Fluid Delivery

  • We deliver essential fluids to get you back on the road, such as fuel, oil, and/or water (cost of fluids not included).

Flat Tire Assistance

  • Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).

Dead Battery Jump-start

  • Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).

Lockout Service

  • Up to $50 per occurrence for on location assistance if you lock your keys/fob in your vehicle or if they are lost/broken (key/fob replacement cost not included).

Towing

  • Up to $200 per occurrence for towing to the nearest qualified repair facility.

Rental Benefits

  • Up to $75 reimbursement per 6 hours of labor time, with a maximum benefit of $450 per claim, is provided for authorized repair work (time unrelated to authorized repairs not included).

Trip Interruption

  • Up to $150 reimbursement per day for up to 3 days towards meals and/or lodging expenses is provided if you are more than 100 miles away from home and unable to operate your vehicle due to a covered mechanical breakdown.

Labor & Diagnostics

  • We cover repair facility labor and/or diagnostic charges associated with a covered repair*.(Your authorization may be required).
All services are subject to maximum reimbursement limits. Coverage may not be available in all states. Restrictions & limitations may apply.

Exterior Protection

  • Weather-induced fading, UV Exposure, Oxidation
  • Damage from hard water, bird droppings, tree sap, road salt
  • Repairs for accidental spray paint overspray and industrial fallout

Interior Protection

  • Prevention of permanent stains, UV damage, and temperature extremes
  • Protection against rips, punctures, and burns on seating surfaces
  • Treatment against odors from bacteria, microbes, mold, and more

Key Remote Replacement

  • Coverage for replacement of inoperable lost or stolen keys/removes.
  • Up to $800 reimbursement per year for key/remote replacement.

Alloy Wheel Protection

  • Prevention of cosmetic damage due to corrosion or surface abrasion.
  • Repair or reconditioning of the treated alloy wheel's exterior face.

Windshield Repair

  • Treatment against UV exposure and environmental hazards for headlights.
  • Repair of chips or cracks in windshield (up to 6 inches).
  • Reimbursement up to $500 for windshield replacement, if necessary.

Protection for Dents

  • Repair of minor cosmetic dents (less than 3 inches).
  • Service focused on exterior sheet metal surfaces.

Roadside Assistance

  • Assistance includes towing, tire changes, and more.
  • "Sign & Drive" service is available 24/7 across the United States and Canada.
  • Maximum benefit of $100 per incident for emergency roadside assistance.

In the event Your Covered Key(s)/Remote(s) is inoperable, lost, or stolen,

we will pay for a replacement key/remote for an amount not to exceed:

  • Plan 1 - $500 Benefit
  • Plan 2 - $1000 Benefit

Number of working Keys & Remotes provided at time of Vehicle Delivery [MUST be a minimum of two (2) sets of working Keys & Remotes]

  • Towing Assistant
  • Battery Service
  • Flat Tire Assistance
  • Fuel, Oil, Fluid & Water Delivery Service
  • Lock-Out Assistance

Featured Tire & Wheel Benefits

  • No aggregate dollar limits
  • No deductible
  • No limits on claims occurrences
  • Same axle tire replacement
    (for all-wheel or four-wheel drive vehicles)
  • Various term lengths
  • Transportation benefits
  • Roadside assistance

About The Program

With Sonsio's Tire & Wheel, your tire repair or replacement is covered at no cost or deductible to you! With three levels of coverage, you can choose the option that is best for you.

Tire Only Road Hazard

  • Whether it’s a puncture, bruise, impact break, or other road hazard damage, the cost to repair or replace your tire is covered for the program term.
  • The reasonable cost of mounting, balancing, valve stems and disposal for any tire replaced and/or wheel repaired or replaced due to a covered road hazard is included.

Tire & Wheel Road Hazard

Tire Only Road Hazard plus:

  • The cost to replace a wheel damaged by aroad hazard is covered if the wheel can nolonger be balanced or maintain an airtightseal with the tire.

Tire & Wheel Hazard with Cosmetic Wheel Repair

Tire & Wheel Road Hazard plus:

  • Cosmetic repair to all original equipment wheels when the normal appearance is altered by scrapes and/or minor curb rash.
  • If the covered wheels or hubcaps are not repairable, they may be replaced with like kind and quality.

Included with all coverage levels

Reimbursement for rideshare, taxi, train, bus fare, car service, or rental vehicle while the covered vehicle is undergoing repairs.

Emergency roadside assistance services include towing up to 50 miles, installation of spare tire, battery jump-start, key lockout service, fuel or fluid delivery, or winching service.

What's included?

  • FREE repair for minor chips, stars, and cracks.
  • Windshield replacement.
  • Windshield recalibration costs.
  • Durable, invisible, water repellant windshield coating.

Chip/Crack repair guarantee

  • If the damage is severe and irreparable, you will be reimbursed up to $500
  • Optional surcharge fee extends the warranty, providing coverage of up to $10,000

Car Break-Ins
Provides access to documents with sensitive information.

Stolen Key Fobs
Provides access to steal car and the data stored in it.

Hacking Car OS
Cybercriminals can take control of your car.

Hacking Car WiFi
Provides access to devices & complete digital life.

Regardless of the criminal's entry point into the car they can inflict significant financial, emotional and physical harm to the owner and their family!

Aura Protects your assets, privacy, identity, devices and family.

Smart, Simple Online Safety. Powered by AI.

1. Detect
Identifies and alerts of potential threats, even those occurring prior to enrollment.

2. Prevent
Helps stop new identity, financial, and online threats before they happen.

3. Resolve
Helps resolve threats if they do occur, with 24/7 access to our White-Glove Resolution Team.

4. Mitigate
Up to $5M in ID Theft Insurance.

Automotive & Identity Theft Protection Program helps protect you, your car, and your family from fraud.

Benefits Include:

  • Driver's License Monitoring
  • Home Title Monitoring
  • USPS Address Monitoring
  • Criminal Record Monitoring
  • Solicitation Reduction
  • Identity & Credit Monitoring
  • Monthly Credit Score
  • Lost Wallet Protection
  • Experian Credit Check
  • Dark Web Monitoring
  • Bank Account Monitoring
  • Security Freeze Assistance
  • AI Powered Call & Text Screening
  • Fully Managed Restoration
  • Family Coverage Parental Control
  • $1M ID Insurance*

*Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions, and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.

The Complete Plan

HEADSTART’S ULTIMATE COVERAGE:
Comparable to the manufacturer’s equipment warranty

No RVing experience is complete without all the essential amenities and comforts of your home on the road. Exclusionary Coverage is the most extensive coverage available for your recreational vehicle. After the manufacturer’s warranty expires, your Exclusionary Coverage provides for repair or replacement of all factory-installed original mechanical equipment on the covered vehicle except those items listed under what is not covered section of the service agreement. Please refer to the agreement for a list of those exclusions

Motorhome Total Plan

FOR YOUR MOTORHOME:
Covering all major components to keep you rolling in comfort

Fresh/Wastewater System Components: Hot water tank, burner assembly, thermostat, thermocouple, and more.

Kitchen Center: Range/oven burner assembly, burner valves, refrigerator/freezer, microwave, convection oven, and more.

Roof/Basement Air Conditioning: Compressor, evaporator, condenser, capacitors, relays, thermostat, and more.

LP Gas System/Heating System: Gas regulators, gas tanks, gas valves, tank gauges, LP lines and fittings, and more.

Heating System: Furnace igniter, burner assembly, gas valve, gas leak detector, thermostat, thermocouple, and more.

Generator/Power Plant: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.

Internally lubricated Hi-Tech Components/Appliances: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.

Deluxe Appliances: Icemaker, trash compactor, dishwasher, built-in coffee maker, built-in food processor, and more.

Entertainment System: Stereo receiver, tuner, CD player, DVD player, satellite system, television set(s), and more.

Leveling System: Factory installed mechanical/electric/ hydraulic leveling jacks, and more.

Power Step/Slide-Out Room: Power step, lines, fittings, cylinders, worm gears, electrical switches, and more.

Seals and Gaskets Wear and/or Tear: Coverage will be extended to all parts and components listed in the schedules of coverage that suffered a breakdown as a result of wear and/or tear.

Towable RV & Coach Plan

OR YOUR TOWABLE RV AND COACH:
Most Of The Coverage Listed Under The Motorhome with These Added Benefits:

Suspension: Leaf and coil springs, shackles and bushings, and rubber suspension springs.

Brakes: Master cylinder, wheel cylinders, calipers, magnets, metal-only hydraulic tubing and metal fittings, drums, and  rotors (when in conjunction with a covered repair)

Optional Coverages

MOTOR HOME, TOWABLE, AND COACH

  • Power Surge Coverage
  • Commercial/Rental Use Coverage
    (for Towable and Coach Units, New Plans only)
  • Consequential Loss Coverage
  • Tire and Wheel Road Hazard Coverage
  • Mobile Service Calls
  • Full Time Use·  Wear and Tear

Additional Benefits

Towing Benefit

RV Motorized – Benefit limit of $500 for towing, $250 for all other services. RV Towable – Benefit limit of $300 for towing, $150 for all other services, covers the tow vehicle while towing the RV as well as trailers and powersports – same as RV towable.

Lockouts

If you are locked out of your covered vehicle, we will deliver locksmith services to your vehicle and aid in the opening of your locked vehicle, and/or obtaining a replacement key, up to the vehicle type limit. TIRE SERVICE We will repair your damaged tire. If your damaged tire is unrepairable, we will install your inflated spare.

Battery Service

A jumpstart or minor emergency mechanical adjustments will be applied to start your vehicle at the point of disablement, up to the vehicle type limit.

Fluid Delivery

An emergency supply of gasoline, diesel, diesel exhaust fluid, oil, water, or other materials or parts will be delivered to a member’s vehicle in cases of immediate need, up to the vehicle type limit. Members are responsible for the cost of the liquids, parts, or materials delivered.

Winching

We will extricate your vehicle from a ditch, snow, mud, or sand to the point of disablement, up to the vehicle type limit.

Roadside Benefits

warranty
Rental or Alternate Transportation

Up to $40.00 per day for 5 days, including the substitution transportation allowance of 2 additional days not to exceed $280.00 per occurrence.

tow truck
Towing Benefit

Non-Emergency towing reimbursement up to $100.00 per occurrence with a covered breakdown.

car battery
Battery Service

Up to $100.00 per occurrence.

key fob
Key Replacement

Up to $100.00 per occurrence when keys are lost or become inoperable.

roadside assistance
Flat Tire Assistance

Up to $100.00 per occurrence.

remote key
Vehicle Pickup

Up to $50.00 for reasonable pickup.

24/7 service
Emergency Roadside Assistance

Up to $100 per occurrence for on-site assistance for towing/vehicle extrication, fuel or fluid delivery, or  battery boost/jump (excludes cost of fluids or fuel).

Value Protection Plan

Engine:
Covers all internally lubricated parts within the engine, including valve covers, intake manifolds, oil pump, valves, engine mounts, cylinder head(s), and more.

Water Pump:
Includes coverage for the impeller shaft, bushings, bearings, and housing.

Transmission:
Covers internally lubricated parts, such as gears, bearings, internal drive gears, and transmission case.

Primary Drive:
Protects internally lubricated parts contained within the primary drive case, including gears, bearings, internal drive gears, and more (excluding clutch and hub assemblies).

Drive Assemblies (Shaft-Driven Motorcycles):
Covers differential housing, transaxle housing, final drive housing, internally lubricated parts, axle shaft(s), constant velocity joints, universal joints, drive shafts, and more.

Steering:
Covers upper and lower steering stem bearings and bushings, axle, steering stem, handlebar, steering stem nut and rod ends, and steering stem shaft.

Seals & Gaskets:
Includes seals and gaskets coverage for all listed parts under the Value Protection Plan.

Suspension, Front & Rear:
Covers internally lubricated parts within forks/fork tubes and front hub, swing arm bearings or bushings, front and rear wheel bearings, swing arm, upper and lower control arms, ball joints, kingpins, and more.

Electrical:
Includes coverage for alternator, starter assembly, manually operated switches, cooling fan motor, wiring harness, ignition coil(s), rectifier, stator assembly, rotor assembly, and more.

Gauges:
Covers all factory instrumentation (mechanical and electronic) and electronic instrument sensors. Light bulbs are not covered.

Brake:
Covers brake backing plates, brake hubs, disc rotors, calipers, master cylinder assembly, hydraulic lines, and more.

Touring Bike Additional Coverage:
Includes coverage for intercom components (transmitter/receiver, headset, microphone, splitter, console pad, cables, and jacks), audio entertainment (receiver, CD player, navigation system, audio jacks, MP3 player, alarm system), fairing hardware (mounting hardware, brackets, switches, covers, latches, and hinges), saddlebags/travel trunks (bags, trunks, latches, hinges, and mounting hardware), sidecar hardware, and more.

Deductible Reimbursement

The maximum benefit per each covered breakdown deductible reimbursement will be $100.00 and does not apply to additional benefits.

Coverage Exclusions

Some components and services are excluded from coverage such as normal maintenance and wear items. See the contract for details.

Silver Plan

This plan covers the most common and most expensive appliances to repair.

Water Heater (Gas or Electric)

  • We will cover gas valve, main burner, limit control, pilot burner, thermocouple, flame spreader, regulator, standard thermostat, manifold, relief valve, vent damper, and electrical heating element.

Refrigerator

  • We will cover condenser, defrost heating element, thermostat, fuse, relay, transformer, motor, compressor, timer, fan control, bearings, pump motor, switches, electrodes, rectifiers, semi-conductors, valves, & electronics circuits.

Range/Oven/Cooktop

  • We will cover surface gas valves, main burner, pilot burner, oven safety valves, burner tubes, spark modules, electric infinite switches, thermocouple, manifold transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, seals, surface unit controls, programmed cooking controls, heating elements, internal wiring.

Built-in Microwave

  • We will cover door interlock electrical switch, touch pad/controller, diode, control board, transformer/inverter, stirrer motor, magnetron fan motor, related electrical parts.

Dishwasher

  • We will cover heating element, pump, thermostat, thermal fuse, washer, drain valve, motor assembly, door switch interlock, timer, float switch, inter valve, internal hoses, control panel and related electrical parts.

Clothes Washer

  • We will cover water level switch, water inlet valve, water temperature switch, drive basket, brakes, clutch assembly, timer, sequencer, lid switch and actuator, touch pad, control board, power supply, motor, pump coupling, drive belt, and related electrical parts.

Clothes Dryer

  • We will cover gas valve, main burner, pilot burner, thermocouple, manifold, transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, drive belt, lights (including LED), surface limit control, motor, bearings, pulleys, controls, timer and electrical heating element.

Built-in Instant Hot/Cold Water Dispenser

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear.

Gold Plan

Building off of the Silver Plan, this plan adds other appliances, as well as, air conditioning.

Central Air Conditioning (Electric Only)

  • Coverage is available on residential cooling systems not exceeding a five ton capacity. We will cover condenser, defrost heating element, programmable thermostat, fuse, relay, transformer, motors, compressor, pulleys, timer, fan control, bearings, fluid pump, switches, electrodes, semi-conductors, rectifiers, and electronic circuits.

Central Home Heating (Gas & Electric)

  • We will cover gas valve, main burner, limit control, pilot burner, thermocouple, flame spreader, regulator, standard programmable thermostat, manifold, fuse, transformer, relay, igniter, sensor, motor, power pack, bearings, pulleys, fan control, heater coil, pressure control, pressure gauge, low water cut-off, sight glass, coupler, power pile, fluid pump, blower, and heat coil. Only natural gas/propane space heaters used for heating customer’s entire residence are covered as central heat.

Ice Maker

  • We will cover mold and heater assembly, refill bearing, ice stripper, heating element, microswitch, ejector, wiring harness, ejector motor, mounting module, ejector gear, and lever arm.

Garbage Disposal

  • We will cover all mechanical and electrical components and parts.

Stand-alone Wine Cooler

  • We will cover condenser, defrost heating element, thermostat, fuse, relay, transformer, motor, compressor, timer, fan control, bearings, pump motor, switches, electrodes, semi-conductors, rectifiers, valves, and electronics circuits.

Trash Compactor

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear.

Want to add all the bells & whistles of coverage appliances including smart home technology.

Garage Door Opener

We will cover all mechanical & electrical components including chain, belts, door arm, trolley, control board, motor, gear assembly and sensors.

Interior Electrical System

We will cover all interior AC wiring including receptacles, switches, fuses, and circuit breakers.

Interior Plumbing

We will cover all interior plumbing including angle stops, risers, waste vents, p-traps assemblies, supply lines, drain lines, and interior hose bibs.

Doorbell System

We will cover all components and parts, except as noted as Not Covered.

Kitchen Exhaust Fan

We will cover all internal related electrical parts, including belts, fan motors, motors, switches, relays and control boards.

Ceiling Fans

We will cover repair or replacement of components and parts that malfunction due to normal wear and tear (Replaced with builder’s standard).

Whole House Exhaust & Attic Fans

We will cover repair or replacement of components and parts that malfunction due to normal wear and tear (replaced with builder’s standard).

Programmable Thermostat

We will cover electronic, smart, or programmable thermostat that works in conjunction with a covered heating system or air conditioning/cooler or built-in wall unit.

Optional Coverage

Optional coverage only apply if selected at purchase:

Central Vacuum Systems

We will cover repair or replacement of components and parts that malfunction due to normal wear and tear of a single primary unit as follows: motor and drive train.

Septic Systems

We will cover sewage ejector pump, jet pump, aerobic pump, septic tank, and line from house.

Water Leaks

We will cover repair of leaks and breaks in water lines, toilet flanges, waste lines, drain lines, or vent lines within the perimeter of the main foundation of the home.

Free Standing Freezer

We will cover mechanical parts and components affecting the proper operation of one freestanding freezer, covered mechanical parts and components include only the following: belts, compressor, condensers, control timers, defrost heaters, electronic components, evaporators, fan motors, hoses, internal wiring, motors, power cords, pumps, pulleys, ram assembly, switches and relays, solid state control boards and thermostats.

Free Standing Additional Refrigerator

We will cover repair or replacement of components and parts that malfunction due to normal wear and tear, for one free standing additional refrigerator.

Swimming Pool/Spa

We will cover above ground, accessible working components and parts of the heating, pumping and filtration system as follows: heater, pump, motor, filter timer ,blower, timer, valves, limited to back flush, actuator, check, and 2 and 3-way valves, multi-port control valves, relays and switches, pool sweep motor and pump, above ground plumbing pipes and wiring.

Well Pump

We will cover all components and parts of well pump utilized for main dwelling only.

Additional Air Conditioning Unit Coverage

(Includes Heat Pumps). Coverage provided by these options is in addition to the primary air conditioning unit coverage offered under this Agreement. The underlining coverage for a primary air conditioning unit must also be purchased to receive coverage. Additional benefit that is provided by this option is in addition to the primary air conditioning unit coverage.

Additional Benefits

Hotel reimbursement is available for failures relevant to covered repairs for your Cooling System, Heating System, Electrical System, or Plumbing repairs that leave your dwelling uninhabitable as determined If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling by the Administrator and as described under “To Obtain Service”, “#2”, “Emergency Service” located in your service contract.

If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling of record. We will reimburse you up to $100 per night or the actual cost of a hotel room, if less, for up to a maximum of three (3) nights on a qualified hotel stay per authorized occurrence.

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