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Exclusionary Coverage VSC

Vehicle Service Contracts are the easiest way to help your customer plan for the unexpected. We offer a variety of carriers, coverage levels, options, and terms all with great benefits included —to meet the needs and budget of every customer!

Step into the future of auto protection with our Exclusionary Coverage plans!

Engineered to mirror your factory warranty, this comprehensive plan offers unparalleled peace of mind. From mechanical breakdowns to electrical intricacies, we’ve got your back.

Dive into the thrill of driving without limits, knowing that our coverage closely mirrors your original manufacturer’s warranty. Exclusions? They’re all laid out in the contract, leaving no surprises on your exhilarating journey. Eliminate your deductible by utilizing our nationwide repairpal.com network. Elevate your driving experience today and embrace the confidence of unmatched coverage!

Program Highlights

  • Class guide broken down into European, Domestic, Asian
  • ACV
  • Add on term and miles
  • Full seals and gaskets
  • No wear and tear exclusion
  • Engine
  • Transmission
  • Front & Rear Suspension
  • Steering
  • Braking
  • Navigation/Infotainment
  • Differential Assembly
  • Turbo/Supercharger
  • Transfer Case
  • Drive Axle
  • Air Conditioning System
  • Cooling System
  • Sensors
  • Seals & Gaskets*
  • Electrical
  • Fuel System
See the contract for components not covered.
*See conditions in the contract.

Surcharges

  • Canadian vehicle/gray market
  • Lift kits up to 10", tires up to 6" above factory size eligible
  • Exhaust/emission coverage
  • Commercial use/snowplow coverage
  • Maintenance plan (option)

Deductible

  • $300 and $500 deductibles
  • $0 deductible if you take your vehicle to a participating Repair Pal repair facility
  • $0 deductible if you return to the dealer/seller's onsite repair facility for repairs

Benefits

  • Towing - up to $100 per occurrence
  • Rental/alternate transportation - up to $40 per day for up to six days
  • Trip interruption - up to $125 per day for up to three days meals and lodging
  • Lockout service - up to $50 per occurrence
  • Road Service - up to $100 per occurrence (vehicle extrication, fuel and fluid delivery, battery jump/boost)

Insurance Companies

Lyndon Southern Insurance Company, all states except: CA, GA, BY, WI, Insurance Company of the South - Georgia, Response Indemnity of California - California and Blue Ridge Indemnity Company - New York & Wisconsin

oil change
Oil Changes

Up to an $80 reimbursement for each oil change with a maximum of 2 oil changes per year.

brake shoe
Brake Pads/Shoes

Reimbursement up to $150 for brake pads/shoes replacement with a maximum of 1 per year.

car maintenance
Cooling System Maintenance

We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.

car battery
Battery

We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.

windshield
Wiper Blades

Reimbursement up to $30 for wiper blades, maximum 2 replacements during this Agreement.

warranty
Safety Inspection

Reimbursement of up to $25 for each state safety inspection up to a maximum of 1 per year.

Ignition Coverage:

Engine

  • The following are covered if damage is caused by the mechanical failure of an internally lubricated part: Cylinder Block, Cylinder Head(s), and Water Pump. All internal components of engine block and cylinder heads, including but not limited to Camshaft, Crankshaft, Pistons, Bearings.

Transmission & Transfer Case

  • The internal components of the Automatic Transmission or Manual Transmission. Drive Chain, Drive Chain Gears, Carrier Bearings, Internal Transaxle Seal. The Manual Transmission Case and Automatic Transmission Case and Torque Converter are covered, if damaged by the failure of internally lubricated parts. Transfer Case, Drive Chain, Drive Chain Gears, Planetary Gears, Shift Rail Forks, Bearings, Bushings, Oil Pump, Output Shaft, Main Shaft, and all internal lubricated parts.

Seal & Gaskets

  • Seals and Gaskets are covered only for those parts listed in component groups 1-2, provided that they are required in connection with the repair of a covered part.  

    Note: Leaking or seepage of seals and gaskets is considered wear and tear and is not covered under this Service Contract

Accelerate Coverage:

Engine

  • All internal components of the engine that require lubrication for operation are covered. The engine block, cylinder heads, timing chain cover and oil pan are covered only if damaged by the failure of an internally lubricated engine component.

Transmission

  • The following are covered if damage is caused by the mechanical failure of an internally lubricated part: Cylinder Block, Cylinder Head(s), and Water Pump. All internal components of engine block and cylinder heads, including but not limited to Camshaft, Crankshaft, Pistons, Bearings.

Differential Assembly (Front & Rear)

  • Differential Housing, Axle Shaft, Ring and Pinion, Bearings, Bushings, and Washers. Differential Cover and all other internal parts contained within the differential assembly.

Drive Axle (Front & Rear)

  • The following components are covered: (Front and Rear) Drive Axle, Constant Velocity Joints, Center Support Bearings, Drive Shaft and Universal Joints, Locking hubs, drive shafts, center support bearings, universal joints, and the CV joints (except when damaged as a result of a torn or missing CV boot). In addition, all internally lubricated components contained within the drive axle housing are covered. The drive axle housing and differential cover are covered only if damaged by the failure of an internally lubricated drive axle component.

Transfer Case

  • All internal components of the transfer case that require lubrication for operation are covered.

Turbo/Supercharger

  • All internally lubricated parts of the turbocharger or supercharger are covered, provided the mandatory surcharge has been paid. Coverage applies to factory installed units only.

Air Conditioning System

  • The following components are covered: Compressor, condenser, evaporator, expansion valve, blower motor, accumulator/receiver-dryer and the orifice tube.

Electrical

  • The following components are covered: Alternator, voltage regulator, starter motor, starter solenoid, ignition switch, front and rear wiper motors and switches, washer pump and switch, headlamp switch, turn signal switch, rear defroster switch, blower speed switch, power window motors, regulators and switches, and the power door lock actuators and switches.

Seals & Gaskets

  • Seals and Gaskets are covered only if required in conjunction with a covered repair.

    Note: Leaking or seepage of seals and gaskets is considered wear and tear and is not covered under this Service Contract.

Overdrive Coverage:

Engine

  • All internal components of the engine that require lubrication for operation are covered. The engine block, cylinder heads, timing chain cover and oil pan are covered only if damaged by the failure of an internally lubricated engine component.

Transmission

  • The following components are covered: Torque converter, vacuum modulator, accumulator, and the electronic shift control unit. In addition, all internal components of the transmission that require lubrication for operation are covered.  The transmission case and pan are covered only if damaged by the failure of an internally lubricated transmission component.

Drive Axle (Front & Rear)

  • The following components are covered: Locking hubs, drive shafts, center support bearings, universal joints, and the CV joints (except when damaged as a result of a torn or missing CV boot).  In addition, all internally lubricated components contained within the drive axle housing are covered.  The drive axle housing and differential cover are covered only if damaged by the failure of an internally lubricated drive axle component.

Transfer Case

  • All internal components of the transfer case that require lubrication for operation are covered.

Turbo/Supercharger

  • All internally lubricated parts of the turbocharger or supercharger are covered, provided the mandatory surcharge has been paid. Coverage applies to factory installed units only.

Front & Rear Suspension

  • Upper and Lower Control Arms, Control Arm Shafts and Bearings, Bushings, Torsion Bars, Mounts and Bushings, Upper and Lower Ball Joints, Strut Bearing Plates, Radius Arms and Bushings, Stabilizer Bar, Links and Bushings, Spindle and Spindle Support, Wheel Bearings. The following parts of the Variable Dampening Suspension are covered: Compressor, Control Module, Dampening Actuator, Solenoid, Strut Height Sensor, Mode Selector Switch.

Premium Steering

  • Steering Box, Steering Rack, Power Steering Pump, Power Steering Hoses, Steering Knuckles, Pitman Arm, Idler Arm, Tie Rod Ends, Drag Link, Steering Dampeners, Upper and Lower Steering Column Shaft and Couplings including Internal Tilt Wheel Mechanism, Stepper Motors, and Control Valve.  The following parts of the Rear Wheel Steering are covered: Rear Steering Shaft and Couplings, Power Cylinder and Pump, Electronic Control Unit/ Solenoid, Phase Control Unit, Stepper Motor, Control Valve and Rack and Tie Rod Ends.

Cooling System

  • The following components are covered: Water pump, engine-cooling fan motor, engine-cooling fan, and the engine-cooling fan clutch, engine coolant module, hot water valve.

Air Conditioning System

  • The following components are covered: Compressor, condenser, evaporator, expansion valve, blower motor, accumulator/receiver-dryer and the orifice tube.

Fuel System

  • The following components are covered: Fuel pump and metal fuel lines.

Electrical

  • The following components are covered: Alternator, voltage regulator, starter motor, starter solenoid, ignition switch, front and rear wiper motors and switches, washer pump and switch, headlamp switch, turn signal switch, rear defroster switch, blower speed switch, power window motors, regulators and switches, and the power door lock actuators and switches.

Seals & Gaskets

  • Seals and Gaskets are covered only if required in conjunction with a covered repair.

    Note: Leaking or seepage of seals and gaskets is considered wear and tear and is not covered under this Service Contract

Redline Coverage:

All Components are covered **EXCEPT** those listed in the contract or brochure.

Elite Coverage VSC includes everything listed under Executive Coverage plus these additional items:

Suspension

Upper and lower control arms and bushings, if bushings cannot be replaced individually; ball joints; leaf and coil springs only if broken.

Steering Components

Power steering gearbox; rack and pinion; and high pressure lines. Steering box, rack and pump housing only if damaged by an internally lubricated part).

Brake Components

Power brake booster; master cylinder; calipers; ABS hydraulic components; proportioning valve; ABS wheel speed sensors.

Electrical Components

Starter motor and solenoid; alternator, voltage regulator; electric cooling fan motor; distributor; power window motors/switches; power door lock actuators/switches; power trunk or tailgate actuator and motor; all manually operated switches; ignition control module; and cruise control assembly.

Air Conditioning & Refrigerant

Compressor; clutch; condenser; accumulator/receiver drier; and evaporator. Refrigerant included only with covered repair.

Fuel

Fuel pump; fuel injectors; lift pump; transfer pump; MAP/air charge temperature sensor; intake manifold pressure sensor; and throttle position sensor.

Engine

  • Cylinder block and all internal parts; cylinder head assemblies; timing case/cover, timing chain, timing belt, tensioners, gears, sprockets, and guides; serpentine belt tensioner; harmonic balancer; oil pump; intake manifold; flywheel with starter ring gear; core plugs; valve covers; oil pan; factory-installed turbocharger/ supercharger including internal parts and wastegate actuator; oxygen sensor; mass airflow sensor; crank sensor; cam sensor. Seals and gaskets are covered for listed components only.

Automatic Transmission

  • Transmission case and all internal parts; bell housing; transmission pan; torque converter; drive/flex plate; transmission range switch; speed sensors; pressure sensors; PRNDL position switch; transmission control module; valve body; mechatronics unit; conductor plate; servo assemblies; transmission cooler; seals and gaskets for listed components only; and reprogramming/re-flash up to $150 per authorized claim. Transmission case bell housing only if damaged by a covered component internal to the transmission/transfer case housing.

Manual Transmission

  • Main shaft; counter shaft; all gears; chain; input shaft; hub assemblies; synchronizers; shift rails; shift fork; and internal transmission bearings. Lubricated parts contained within the transmission case housing. Transmission case only if damaged by a covered component internal to the transmission/transfer case housing. NOTE: Manual transmission clutch parts are not covered at any time.

Engine Cooling System

  • Water pump and housing; fan clutch; radiator.

All Wheel Drive

  • Power transfer unit and all internal parts; viscous coupler; axle housing and all internal parts; constant velocity joints and boots; drive shaft and axle shaft assemblies; differential carrier assembly and all internal parts; output ball bearing; output flange; end cover; overrunning clutch; vacuum motor; torque tube; pinion spacer and shim; wheel bearings/hub assemblies; seals and gaskets for listed components only. Power transfer unit case only if damaged by a covered component internal to the power transfer unit housing.

Rear Wheel Drive

  • Rear axle housing and all internal parts; axle shafts; axle shaft bearings; drive shaft assemblies; driveshaft center bearings; universal joints and yokes; wheel bearings/hub assemblies; seals and gaskets for listed components only. Rear axle housing only if damaged by a covered component internal to the rear axle housing.

Four-wheel Drive (4x4)

  • Transfer case and all internal parts; transfer case control module and shift mode motor assembly; axle housing and all internal parts; axle shafts; axle shaft bearings; drive shafts assemblies (front and rear); drive shaft center bearings; universal joints;4x4 hubs; yokes; wheel bearings/hub assemblies; disconnect housing assembly; seals and gaskets for the listed components only. Transfer case housing only if damaged by a covered component internal to the transfer case housing.

Fluids

  • Fluids are covered only when required in conjunction with a covered component.

Seals & Gaskets

  • If your vehicle has less than 100,000 miles at the time of the claim, seals and gaskets are covered for leakage failures as they relate to any listed covered component. If your vehicle has over100,000 miles at the time of claim, seals and gaskets are covered only when required in conjunction with a covered component. (Cylinder head gaskets are covered only for combustion and coolant leaks. Intake manifold gaskets are covered only for coolant leaks).

This unparalleled level of coverage includes all the parts & components outlined in BOTH our Executive and Elite plans.

PLUS every original factory-equipped mechanical and electrical component, excluding only those specified in the Terms & Conditions of our contract, and exclusions.

EXCLUDED ITEMS INCLUDE*, BUT ARE NOT LIMITED TO the manual transmission clutch assembly, batteries, brake rotors and drums, catalytic converter, exhaust pipe, mufflers, tailpipes, frame and structural body parts, tires, valve stems and wheels/rims, glass, windows, mirrors, windshields, T-top, Targa top, convertible top, lighting system components, exterior air/water leaks and noise, weather strips, body panels, trims, moldings, paint, bumpers, body sheet metal and panels, safety restraint systems, upholstery, carpet, LCD screen, DVD/ Blu-ray player, GPS/navigation, radio/CD player, rearview back-up camera, alarm system, early collision detection system, self-park assist system, tire pressure monitoring system, adaptive cruise control, instrument cluster, keyless entry transmitter and receiver, remote controls, light bulbs, fuses, and any type of internal software updates or other failures. Normal maintenance service and parts including alignments, wheel balancing, tune-ups, spark plugs, brake pads, and wiper blades. Filters, lubricants, coolants, fluids, and refrigerants will be covered only if replacement is required in conjunction with an authorized repair.

Vehicle Surcharge

The following are available with a surcharge if selected under Vehicle Surcharges on the Application page at the time of contract purchase of 4WD/AWD.

  • Super Charge/Turbo
  • V10 & V12
  • EV Battery*
  • Convertible

*Allowable degradation to charge capacity before the claim will be paid is 80%

24/7 Roadside Services plus value-added benefits:

Emergency Fluid Delivery

  • We deliver essential fluids to get you back on the road, such as fuel, oil, and/or water (cost of fluids not included).

Flat Tire Assistance

  • Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).

Dead Battery Jump-start

  • Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).

Lockout Service

  • Up to $50 per occurrence for on location assistance if you lock your keys/fob in your vehicle or if they are lost/broken (key/fob replacement cost not included).

Towing

  • Up to $200 per occurrence for towing to the nearest qualified repair facility.

Rental Benefits

  • Up to $75 reimbursement per 6 hours of labor time, with a maximum benefit of $450 per claim, is provided for authorized repair work (time unrelated to authorized repairs not included).

Trip Interruption

  • Up to $150 reimbursement per day for up to 3 days towards meals and/or lodging expenses is provided if you are more than 100 miles away from home and unable to operate your vehicle due to a covered mechanical breakdown.

Labor & Diagnostics

  • We cover repair facility labor and/or diagnostic charges associated with a covered repair*.(Your authorization may be required).
All services are subject to maximum reimbursement limits. Coverage may not be available in all states. Restrictions & limitations may apply.

All components are covered EXCEPT those listed below:

Any part that experiences a breakdown during the contract term, except for any other parts specifically excluded in this contract and/or listed in the "What is Not Covered" section of the contract. Coverage provides payment/reimbursement for costs authorized by us to repair or replace parts/components that experience a breakdown, less your deductible amount, in accordance with all terms and conditions of the contract. Coverage for seals and gaskets is included ONLY in conjunction with a covered repair and cannot be the cause of the breakdown.

  • Any component listed in the section entitled “What Is Not Covered” in the contract
  • Any equipment when not installed by the manufacturer
  • Anti-theft systems
  • Body Panels
  • Bolts/Nuts/Fasteners unless needed in conjunction with a covered repair.
  • Brake Lining & Brake Pads
  • Catalytic Converter
  • Coolant Hoses & Drive Belts
  • Drums & Rotors except when damaged by a covered part
  • Exhaust System
  • Glass & any treatments or chemicals related to any glass
  • Lenses
  • Light Bulbs, Halogen bulbs or H.I.D Diodes
  • Manual Transmission Clutch Components
  • Moldings/Weather-Strips
  • Paint
  • Passive or active safety & restraint systems, & any sensors &/or components related to those systems.
  • Radio/speaker equipment
  • Recreational Vehicle equipment
  • Remote Controls, Key Fobs or Keyless components
  • Sealed Beams
  • Sheet Metal/Bumpers
  • Shocks & Struts
  • Spark Plugs & Wires
  • Suspension Air Bags
  • Telephones, Satellite Services or Systems
  • Televisions
  • Tires/Wheels/Wheel Covers
  • Trim
  • Upholstery/Convertible & Vinyl Tops
  • Video Entertainment &/or Gaming Systems
  • Wiper Blades
  • Any Aftermarket Part
  • The components described in the  Vehicle’s Manufacturer’s Maintenance Schedule when such components are repaired or replaced as part of routine or manufacturer recommended maintenance

24/7 Roadside Services plus Benefits

24-Hour Roadside Assistance
  • Your Vehicle will be covered for up to ten (10) occurrences over the term of Your Service Contract
  • Towing benefits are provided for up to a maximum of one hundred dollars ($100.00) per occurrence
  • Lock-out service and fuel and fluid delivery services (excluding the cost of the fuel or fluids) are provided for up to a maximum of fifty dollars ($50.00) per occurrence
  • The 24 Hour Roadside Assistance benefits are provided through Quest Software, Inc. d/b/a Quest Towing Services, Inc. and Quest Claims Services, 106 West Tolles Drive, St. Johns, MI 48879, 1-855-513-5184
  • Your benefit includes “sign & drive” services under this Contract up to a maximum of $100 per use/incident.
  • See contract for complete details.
Rental Benefits
  • Reimbursement for a rental vehicle is provided for a maximum of forty dollars ($50.00)  per day, up to a maximum of five (5) days.
  • Any authorized repair that requires the Vehicle to be left at a repair facility will qualify for one (1) day of rental reimbursement.
  • Parts delays will qualify for up to three (3) days of reimbursement.
  • Delays for inspection required by the Administrator qualify for up to one (1) day of rental reimbursement.
  • Rental car agreement charges will only be reimbursed to you for charges incurred from a licensed rental agency. Rental reimbursement will not apply to charges for rideshare programs (such as Uber or Lyft) or other alternative transportation options.

Note: You must provide the paid rental receipt to the Administrator to be reimbursed for the charges. In no case will reimbursement exceed the actual cost included on the rental receipts, and no reimbursement will be provided to You until the authorized repairs are complete and paid.

See contract for complete details.

Limp Along Coverage
  • If your vehicle has experienced a breakdown or vehicle disablement due to an undercharged/exhausted battery, We will arrange for a service provider to be dispatched to your location.
  • If Your Vehicle’s battery can charge, the service provider will charge it for up to 30 minutes, which will provide most Vehicles up to 20 miles of driving range.

    This service may NOT be available in all regions and/or for all Electric Vehicle makes and models. If this service is NOT available in your region and/ or for your vehicle, We will arrange to have Your Vehicle towed to the nearest charging station.
  • This service is limited to a maximum of $150 per occurrence and 1 use per any 12 month period.
  • See contract for complete details.

Mandatory Surcharge

  • 4 Wheel/All-Wheel Drive Coverage: If Your Vehicle is equipped with 4 Wheel/All-Wheel Drive, the following components are covered: 4 Wheel Drive Actuator and Locking Hubs.
  • 1 Ton Vehicle: If You have a vehicle with a one-ton gross vehicle weight capability, (GVW) an additional mandatory surcharge is applied.
  • Towing Package: If Your Vehicle is equipped with a Manufacturer Installed Fifth Wheel or Gooseneck Hitch Tow package modification and the Manufacturer's towing specifications are followed, an additional mandatory surcharge is applied. No coverage is provided for components that were utilized to facilitate the vehicle’s modification, including but not limited to the Hitch and its components. Proof of installation will be required.
  • Rideshare Coverage: A ridesharing vehicle is defined as any vehicle being used in accordance with the definition provided in this Service Contract.
  • Commercial Use Coverage: Commercial Use is defined as any vehicle being used in accordance with the definition provided in this Service Contract.

Additional Coverage

Seals & Gaskets

Seals and gaskets will be covered only if the Seals and Gaskets option is selected at the time of purchase and the appropriate surcharge is paid.

Note: See page of seals and gaskets is considered wear and tear and is not covered under the Service Contract. $1,000 Maximum benefit during the term of the service contract.

Technology Group

The following Manufacturer-Installed components will be covered only if the Technology Group option is selected at the time of purchase and the appropriate surcharge is paid:

  • DVD Players
  • Radio
  • CD Players
  • Video and Gaming Systems
  • Navigation Systems
  • Back-up Camera
  • Parking Sensors

Coverage does not include any removable components such as Remote Controls, DVD, or CDs. The maximum benefit allowed is $2500 during the term of your service contract.

Exterior Protection

  • Weather-induced fading, UV Exposure, Oxidation
  • Damage from hard water, bird droppings, tree sap, road salt
  • Repairs for accidental spray paint overspray and industrial fallout

Interior Protection

  • Prevention of permanent stains, UV damage, and temperature extremes
  • Protection against rips, punctures, and burns on seating surfaces
  • Treatment against odors from bacteria, microbes, mold, and more

Key Remote Replacement

  • Coverage for replacement of inoperable lost or stolen keys/removes.
  • Up to $800 reimbursement per year for key/remote replacement.

Alloy Wheel Protection

  • Prevention of cosmetic damage due to corrosion or surface abrasion.
  • Repair or reconditioning of the treated alloy wheel's exterior face.

Windshield Repair

  • Treatment against UV exposure and environmental hazards for headlights.
  • Repair of chips or cracks in windshield (up to 6 inches).
  • Reimbursement up to $500 for windshield replacement, if necessary.

Protection for Dents

  • Repair of minor cosmetic dents (less than 3 inches).
  • Service focused on exterior sheet metal surfaces.

Roadside Assistance

  • Assistance includes towing, tire changes, and more.
  • "Sign & Drive" service is available 24/7 across the United States and Canada.
  • Maximum benefit of $100 per incident for emergency roadside assistance.

In the event Your Covered Key(s)/Remote(s) is inoperable, lost, or stolen,

we will pay for a replacement key/remote for an amount not to exceed:

  • Plan 1 - $500 Benefit
  • Plan 2 - $1000 Benefit

Number of working Keys & Remotes provided at time of Vehicle Delivery [MUST be a minimum of two (2) sets of working Keys & Remotes]

  • Towing Assistant
  • Battery Service
  • Flat Tire Assistance
  • Fuel, Oil, Fluid & Water Delivery Service
  • Lock-Out Assistance

Featured Tire & Wheel Benefits

  • No aggregate dollar limits
  • No deductible
  • No limits on claims occurrences
  • Same axle tire replacement
    (for all-wheel or four-wheel drive vehicles)
  • Various term lengths
  • Transportation benefits
  • Roadside assistance

About The Program

With Sonsio's Tire & Wheel, your tire repair or replacement is covered at no cost or deductible to you! With three levels of coverage, you can choose the option that is best for you.

Tire Only Road Hazard

  • Whether it’s a puncture, bruise, impact break, or other road hazard damage, the cost to repair or replace your tire is covered for the program term.
  • The reasonable cost of mounting, balancing, valve stems and disposal for any tire replaced and/or wheel repaired or replaced due to a covered road hazard is included.

Tire & Wheel Road Hazard

Tire Only Road Hazard plus:

  • The cost to replace a wheel damaged by aroad hazard is covered if the wheel can nolonger be balanced or maintain an airtightseal with the tire.

Tire & Wheel Hazard with Cosmetic Wheel Repair

Tire & Wheel Road Hazard plus:

  • Cosmetic repair to all original equipment wheels when the normal appearance is altered by scrapes and/or minor curb rash.
  • If the covered wheels or hubcaps are not repairable, they may be replaced with like kind and quality.

Included with all coverage levels

Reimbursement for rideshare, taxi, train, bus fare, car service, or rental vehicle while the covered vehicle is undergoing repairs.

Emergency roadside assistance services include towing up to 50 miles, installation of spare tire, battery jump-start, key lockout service, fuel or fluid delivery, or winching service.

What's included?

  • FREE repair for minor chips, stars, and cracks.
  • Windshield replacement.
  • Windshield recalibration costs.
  • Durable, invisible, water repellant windshield coating.

Chip/Crack repair guarantee

  • If the damage is severe and irreparable, you will be reimbursed up to $500
  • Optional surcharge fee extends the warranty, providing coverage of up to $10,000

Car Break-Ins
Provides access to documents with sensitive information.

Stolen Key Fobs
Provides access to steal car and the data stored in it.

Hacking Car OS
Cybercriminals can take control of your car.

Hacking Car WiFi
Provides access to devices & complete digital life.

Regardless of the criminal's entry point into the car they can inflict significant financial, emotional and physical harm to the owner and their family!

Aura Protects your assets, privacy, identity, devices and family.

Smart, Simple Online Safety. Powered by AI.

1. Detect
Identifies and alerts of potential threats, even those occurring prior to enrollment.

2. Prevent
Helps stop new identity, financial, and online threats before they happen.

3. Resolve
Helps resolve threats if they do occur, with 24/7 access to our White-Glove Resolution Team.

4. Mitigate
Up to $5M in ID Theft Insurance.

Automotive & Identity Theft Protection Program helps protect you, your car, and your family from fraud.

Benefits Include:

  • Driver's License Monitoring
  • Home Title Monitoring
  • USPS Address Monitoring
  • Criminal Record Monitoring
  • Solicitation Reduction
  • Identity & Credit Monitoring
  • Monthly Credit Score
  • Lost Wallet Protection
  • Experian Credit Check
  • Dark Web Monitoring
  • Bank Account Monitoring
  • Security Freeze Assistance
  • AI Powered Call & Text Screening
  • Fully Managed Restoration
  • Family Coverage Parental Control
  • $1M ID Insurance*

*Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions, and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.

The Complete Plan

HEADSTART’S ULTIMATE COVERAGE:
Comparable to the manufacturer’s equipment warranty

No RVing experience is complete without all the essential amenities and comforts of your home on the road. Exclusionary Coverage is the most extensive coverage available for your recreational vehicle. After the manufacturer’s warranty expires, your Exclusionary Coverage provides for repair or replacement of all factory-installed original mechanical equipment on the covered vehicle except those items listed under what is not covered section of the service agreement. Please refer to the agreement for a list of those exclusions

Motorhome Total Plan

FOR YOUR MOTORHOME:
Covering all major components to keep you rolling in comfort

Fresh/Wastewater System Components: Hot water tank, burner assembly, thermostat, thermocouple, and more.

Kitchen Center: Range/oven burner assembly, burner valves, refrigerator/freezer, microwave, convection oven, and more.

Roof/Basement Air Conditioning: Compressor, evaporator, condenser, capacitors, relays, thermostat, and more.

LP Gas System/Heating System: Gas regulators, gas tanks, gas valves, tank gauges, LP lines and fittings, and more.

Heating System: Furnace igniter, burner assembly, gas valve, gas leak detector, thermostat, thermocouple, and more.

Generator/Power Plant: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.

Internally lubricated Hi-Tech Components/Appliances: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.

Deluxe Appliances: Icemaker, trash compactor, dishwasher, built-in coffee maker, built-in food processor, and more.

Entertainment System: Stereo receiver, tuner, CD player, DVD player, satellite system, television set(s), and more.

Leveling System: Factory installed mechanical/electric/ hydraulic leveling jacks, and more.

Power Step/Slide-Out Room: Power step, lines, fittings, cylinders, worm gears, electrical switches, and more.

Seals and Gaskets Wear and/or Tear: Coverage will be extended to all parts and components listed in the schedules of coverage that suffered a breakdown as a result of wear and/or tear.

Towable RV & Coach Plan

OR YOUR TOWABLE RV AND COACH:
Most Of The Coverage Listed Under The Motorhome with These Added Benefits:

Suspension: Leaf and coil springs, shackles and bushings, and rubber suspension springs.

Brakes: Master cylinder, wheel cylinders, calipers, magnets, metal-only hydraulic tubing and metal fittings, drums, and  rotors (when in conjunction with a covered repair)

Optional Coverages

MOTOR HOME, TOWABLE, AND COACH

  • Power Surge Coverage
  • Commercial/Rental Use Coverage
    (for Towable and Coach Units, New Plans only)
  • Consequential Loss Coverage
  • Tire and Wheel Road Hazard Coverage
  • Mobile Service Calls
  • Full Time Use·  Wear and Tear

Additional Benefits

Towing Benefit

RV Motorized – Benefit limit of $500 for towing, $250 for all other services. RV Towable – Benefit limit of $300 for towing, $150 for all other services, covers the tow vehicle while towing the RV as well as trailers and powersports – same as RV towable.

Lockouts

If you are locked out of your covered vehicle, we will deliver locksmith services to your vehicle and aid in the opening of your locked vehicle, and/or obtaining a replacement key, up to the vehicle type limit. TIRE SERVICE We will repair your damaged tire. If your damaged tire is unrepairable, we will install your inflated spare.

Battery Service

A jumpstart or minor emergency mechanical adjustments will be applied to start your vehicle at the point of disablement, up to the vehicle type limit.

Fluid Delivery

An emergency supply of gasoline, diesel, diesel exhaust fluid, oil, water, or other materials or parts will be delivered to a member’s vehicle in cases of immediate need, up to the vehicle type limit. Members are responsible for the cost of the liquids, parts, or materials delivered.

Winching

We will extricate your vehicle from a ditch, snow, mud, or sand to the point of disablement, up to the vehicle type limit.

Roadside Benefits

warranty
Rental or Alternate Transportation

Up to $40.00 per day for 5 days, including the substitution transportation allowance of 2 additional days not to exceed $280.00 per occurrence.

tow truck
Towing Benefit

Non-Emergency towing reimbursement up to $100.00 per occurrence with a covered breakdown.

car battery
Battery Service

Up to $100.00 per occurrence.

key fob
Key Replacement

Up to $100.00 per occurrence when keys are lost or become inoperable.

roadside assistance
Flat Tire Assistance

Up to $100.00 per occurrence.

remote key
Vehicle Pickup

Up to $50.00 for reasonable pickup.

24/7 service
Emergency Roadside Assistance

Up to $100 per occurrence for on-site assistance for towing/vehicle extrication, fuel or fluid delivery, or  battery boost/jump (excludes cost of fluids or fuel).

Value Protection Plan

Engine

All internally lubricated parts contained within the engine; valve covers; intake manifolds; oil pump; valves; engine mounts; cylinder head(s); and more.

Water Pump

Impeller shaft; bushings; bearings and housing.

Transmission

Internally lubricated parts contained within the transmission; gears; bearings; internal drive gears; transmission case.

Primary Drive

Internally lubricated parts (excluding clutch and hub assemblies) contained within the primary drive case;  gears; bearings; internal drive gears and more.

Drive Assemblies (Shaft Driven Motorcycles)

Differential housing; transaxle housing; final drive housing; internally lubricated parts; axle shaft(s); constant velocity joints; universal joints; drive shafts; and more.

Steering

Upper and lower steering stem bearings and bushings; axle; steering stem; handlebar; steering stem nut and rod ends; steering stem shaft.

Seals & Gaskets

For all Covered Parts listed for the VALUE Plan.

Suspension, Front & Rear

Internally lubricated parts within the forks/fork tubes and front hub; swing arm bearings or bushings; front and rear wheel bearings; swing arm; upper and lower control arms; ball joints; kingpins; and more.

Electrical

Alternator; starter assembly; manually operated switches;  cooling fan motor; wiring harness; ignition coil(s); rectifier;  stator assembly; rotor assembly; and more.

Guages

All factory instrumentation (mechanical and electronic) and electronic instrument sensors. Light bulbs are not covered.

Brake

Brake backing plates; brake hubs; disc rotors; calipers;  master cylinder assembly; hydraulic lines and more.

Touring Bike Additional Coverage

Intercom - Transmitter/receiver, headset, microphone, splitter, console pad, cables and jacks; Audio Entertainment - Receiver, CD player, navigation system, audio jacks, MP3 player, alarm system; Fairing Hardware - Mounting hardware, brackets, switches, covers, latches and hinges; Saddlebag/Travel Trunks - Bags, travel trunks, latches, hinges and mounting hardware; Sidecar Hardware, and more.

Deductible Reimbursement

The maximum benefit per each covered breakdown deductible reimbursement will be $100.00 and does not apply to additional benefits.

Coverage Exclusions

Some components and services are excluded from coverage such as normal maintenance and wear items. See the contract for details.

Industry-leading appearance protection for your motorcycle.

Maybe it’s your daily commuter. Or maybe you’re getting out to enjoy the weekend. However, you choose to ride — protection for your motorcycle’s appearance is paramount.

Vehicle paint today is more susceptible to environmental damage - from tree sap, bugs, hard water, acid rain, bird droppings, UV fading, road salt, and more! - than ever before. 1415 Appearance Protection’s carbon ceramic polymer is specifically formulated to increase the strength and durability of your motorcycle’s exterior paint - helping maintain your bike’s showroom shine for years to come. This industry-leading technology is applied to all wheels and chrome too, maximizing your protection.

Together with our leather/vinyl seat and upholstery treatment, 1415 Appearance Protection’s products are exactly what you need to protect the appearance and value of your motorcycle, make it easier to clean and maintain, and be ready for the road ahead.

An Extended Service Plan will provide peace of mind and reduce those unexpected cost for repairs.

Value ATV, UTV, Scooter Coverage

  • Engine
  • Water Pump
  • Transmission
  • Primary Drive
  • Drive Assemblies
    (Shaft Driven Powersport Vehicles)
  • Suspension, Front & Rear
  • Steering
  • Brakes
  • Electrical
  • Gauges
  • Fuel: Petcock
  • Seals & Gaskets

Roadside Assistance

  • Towing
  • Battery Service
  • Flat Tire Assistance
  • Emergency Fluid Delivery Service

Additional Benefits

  • Rental Reimbursement
  • Vehicle Pickup Benefit
  • Key Replacement Benefit

Value - Personal Watercraft

Engine

All internally lubricated parts including pistons; piston rings and pins; crankshaft and main bearings; connecting rods and rod bearings; reed valves and reed blocks; cylinder head(s); and crankcase.

Lubrication

Complete oil injection system; oil pump; oil injection gear; oil tank; oil cap; oil level sensor; and oil lines.

Fuel

Fuel tank; petcock; and fuel lines. 

Drive Line

Drive shaft; bushings; bearings; and flywheel.

Pump

Internally lubricated parts within the pump housing; housing; bearings; impeller; and bushings.

Controls

Starter and choke primer switches; run and stop switches; throttle control handle; throttle cable; and ignition switch. Steering: Steering control assembly; steering gate; rudder; and nozzle (excluding cables). 

Electrical

Alternator; starter; starter solenoid; ignition coil(s); rectifier; stator assembly; CDI control module; electronic ignitions module, voltage regulator; electronically operated gauges; and wiring harness.

Seals & Gaskets

For all Covered Parts listed for this VALUE Plan

Roadside Assitance

  • Towing
  • Battery Service
  • Flat Tire Assistance
  • Emergency Fluid Delivery Service

Additional Benefits

  • Rental Reimbursement
  • Vehicle Pickup Benefit
  • Key Replacement Reimbursement

Silver Plan

This plan covers the most common and most expensive appliances to repair.

Water Heater (Gas or Electric)

  • We will cover gas valve, main burner, limit control, pilot burner, thermocouple, flame spreader, regulator, standard thermostat, manifold, relief valve, vent damper, and electrical heating element.

Refrigerator

  • We will cover condenser, defrost heating element, thermostat, fuse, relay, transformer, motor, compressor, timer, fan control, bearings, pump motor, switches, electrodes, rectifiers, semi-conductors, valves, & electronics circuits.

Range/Oven/Cooktop

  • We will cover surface gas valves, main burner, pilot burner, oven safety valves, burner tubes, spark modules, electric infinite switches, thermocouple, manifold transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, seals, surface unit controls, programmed cooking controls, heating elements, internal wiring.

Built-in Microwave

  • We will cover door interlock electrical switch, touch pad/controller, diode, control board, transformer/inverter, stirrer motor, magnetron fan motor, related electrical parts.

Dishwasher

  • We will cover heating element, pump, thermostat, thermal fuse, washer, drain valve, motor assembly, door switch interlock, timer, float switch, inter valve, internal hoses, control panel and related electrical parts.

Clothes Washer

  • We will cover water level switch, water inlet valve, water temperature switch, drive basket, brakes, clutch assembly, timer, sequencer, lid switch and actuator, touch pad, control board, power supply, motor, pump coupling, drive belt, and related electrical parts.

Clothes Dryer

  • We will cover gas valve, main burner, pilot burner, thermocouple, manifold, transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, drive belt, lights (including LED), surface limit control, motor, bearings, pulleys, controls, timer and electrical heating element.

Built-in Instant Hot/Cold Water Dispenser

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear.

Gold Plan

Building off of the Silver Plan, this plan adds other appliances, as well as, air conditioning.

Central Air Conditioning (Electric Only)

  • Coverage is available on residential cooling systems not exceeding a five ton capacity. We will cover condenser, defrost heating element, programmable thermostat, fuse, relay, transformer, motors, compressor, pulleys, timer, fan control, bearings, fluid pump, switches, electrodes, semi-conductors, rectifiers, and electronic circuits.

Central Home Heating (Gas & Electric)

  • We will cover gas valve, main burner, limit control, pilot burner, thermocouple, flame spreader, regulator, standard programmable thermostat, manifold, fuse, transformer, relay, igniter, sensor, motor, power pack, bearings, pulleys, fan control, heater coil, pressure control, pressure gauge, low water cut-off, sight glass, coupler, power pile, fluid pump, blower, and heat coil. Only natural gas/propane space heaters used for heating customer’s entire residence are covered as central heat.

Ice Maker

  • We will cover mold and heater assembly, refill bearing, ice stripper, heating element, microswitch, ejector, wiring harness, ejector motor, mounting module, ejector gear, and lever arm.

Garbage Disposal

  • We will cover all mechanical and electrical components and parts.

Stand-alone Wine Cooler

  • We will cover condenser, defrost heating element, thermostat, fuse, relay, transformer, motor, compressor, timer, fan control, bearings, pump motor, switches, electrodes, semi-conductors, rectifiers, valves, and electronics circuits.

Trash Compactor

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear.

Want to add all the bells & whistles of coverage appliances including smart home technology.

Garage Door Opener

  • We will cover all mechanical & electrical components including chain, belts, door arm, trolley, control board, motor, gear assembly and sensors.

Interior Electrical System

  • We will cover all interior AC wiring including receptacles, switches, fuses, and circuit breakers.

Interior Plumbing

  • We will cover all interior plumbing including angle stops, risers, waste vents, p-traps assemblies, supply lines, drain lines, and interior hose bibs.

Doorbell System

  • We will cover all components and parts, except as noted as Not Covered.

Kitchen Exhaust Fan

  • We will cover all internal related electrical parts, including belts, fan motors, motors, switches, relays and control boards.

Ceiling Fans

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear (Replaced with builder’s standard).

Whole House Exhaust & Attic Fans

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear (replaced with builder’s standard).

Programmable Thermostat

  • We will cover electronic, smart, or programmable thermostat that works in conjunction with a covered heating system or air conditioning/cooler or built-in wall unit.

Optional Coverage

Optional coverage only apply if selected at purchase:

Central Vacuum Systems

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear of a single primary unit as follows: motor and drive train.

Septic Systems

  • We will cover sewage ejector pump, jet pump, aerobic pump, septic tank, and line from house.

Water Leaks

  • We will cover repair of leaks and breaks in water lines, toilet flanges, waste lines, drain lines, or vent lines within the perimeter of the main foundation of the home.

Free Standing Freezer

  • We will cover mechanical parts and components affecting the proper operation of one freestanding freezer, covered mechanical parts and components include only the following: belts, compressor, condensers, control timers, defrost heaters, electronic components, evaporators, fan motors, hoses, internal wiring, motors, power cords, pumps, pulleys, ram assembly, switches and relays, solid state control boards and thermostats.

Free Standing Additional Refrigerator

  • We will cover repair or replacement of components and parts that malfunction due to normal wear and tear, for one free standing additional refrigerator.

Swimming Pool/Spa

  • We will cover above ground, accessible working components and parts of the heating, pumping and filtration system as follows: heater, pump, motor, filter timer ,blower, timer, valves, limited to back flush, actuator, check, and 2 and 3-way valves, multi-port control valves, relays and switches, pool sweep motor and pump, above ground plumbing pipes and wiring.

Well Pump

  • We will cover all components and parts of well pump utilized for main dwelling only.

Additional Air Conditioning Unit Coverage

  • (Includes Heat Pumps). Coverage provided by these options is in addition to the primary air conditioning unit coverage offered under this Agreement. The underlining coverage for a primary air conditioning unit must also be purchased to receive coverage. Additional benefit that is provided by this option is in addition to the primary air conditioning unit coverage.

Additional Benefits

Hotel reimbursement is available for failures relevant to covered repairs for your Cooling System, Heating System, Electrical System, or Plumbing repairs that leave your dwelling uninhabitable as determined If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling by the Administrator and as described under “To Obtain Service”, “#2”, “Emergency Service” located in your service contract.

If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling of record. We will reimburse you up to $100 per night or the actual cost of a hotel room, if less, for up to a maximum of three (3) nights on a qualified hotel stay per authorized occurrence.

Exclusionary Eligibility

Current +14 with less than 150,000 miles at time of sale.
Download for all the details:
Exclusionary Coverage VSC
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Before Starting Any Teardown Or Repairs, please call claims At 1-800-871-0467 For Authorization & Instructions

*All deductibles are waived if serviced by a repairpal.com recommended facility