Protect your golf cart from unexpected repairs, cosmetic damage, theft, and more with flexible coverage options designed for how you actually use your cart.
Whether you use your cart on the course, around the community, or at the campground, repairs and unexpected issues can quickly become expensive.
Golf Cart Protection helps shield you from costly repairs, cosmetic damage, theft, and more so you can enjoy your cart with confidence.
These programs are designed for both electric and gas-powered golf carts and can include several protection options depending on your needs.
Golf carts face more wear than many people expect. Weather exposure, road hazards, electrical components, and everyday use can all lead to repairs.
Our protection programs help reduce those risks while helping maintain the value of your cart.
Key advantages include:
• Specialized protection for electric and gas golf carts
• Flexible bundled or optional coverage plans
• Zero deductible on many services
• Nationwide service network and trusted administrators
• Helps maintain resale value and ownership experience
Depending on the plan you select, your golf cart may be protected against mechanical failures, cosmetic damage, theft, and more.
Extend your protection beyond the manufacturer warranty. This coverage helps pay for repairs when mechanical or electrical components break down.
Coverage may include major components such as:
• Electric motors
• Drive systems
• Controllers
• Other key mechanical or electrical systems
Benefits may include:
• Reduced unexpected repair costs
• Access to certified repair facilities
• Roadside assistance and towing (where available)
• Transferable coverage that can increase resale value
The battery is the heart of an electric golf cart. When it fails early or loses performance, replacement costs can be significant.
Battery Protection helps cover repair or replacement of the primary drive battery if it fails prematurely.
Benefits include:
• Coverage for repair or full battery replacement
• Protection against manufacturer defects or premature failure
• Helps avoid high battery replacement costs
• Maintains consistent performance and driving range
Golf carts often travel on rough paths, pavement, and debris-filled surfaces. Tire and wheel coverage helps keep you moving if road hazards cause damage.
Coverage may include:
• Tire repairs or replacements from road hazards
• Wheel damage caused by potholes, nails, or debris
• Mounting and balancing
• Towing assistance for covered events
Most covered repairs include no deductible.
Protect the look of your golf cart from everyday wear and environmental damage.
Appearance protection helps guard both interior and exterior surfaces.
Coverage may include protection against:
• UV damage and fading
• Acid rain and environmental contaminants
• Stains, spills, and interior damage
• Corrosion, pitting, and cosmetic wear
Benefits include:
• Repair or replacement for covered cosmetic damage
• Reduced cleaning time and maintenance
• Helps your cart maintain a newer appearance longer
• Improves long term resale value
Golf carts are valuable and theft can happen. Theft protection helps discourage theft and improve recovery if your cart is stolen.
Protection may include:
• Traceable vehicle marking system
• Registration in a national recovery database
• Increased chances of recovery
• Financial assistance if the cart is not recovered
If your golf cart is in the repair shop for an extended period due to a covered failure, payment protection can help reimburse your monthly payment.
Benefits may include:
• Reimbursement for payments during extended repairs
• Daily payment calculations during downtime
• Lifetime reimbursement limits
• Financial peace of mind while your cart is being repaired
If your golf cart is totaled or stolen, insurance may not cover the full loan balance. GAP protection covers the difference between the insurance settlement and the remaining loan balance.
Benefits include:
• Protection from large out-of-pocket balances
• Coverage for theft, collision, or total loss events
• Peace of mind for financed vehicles
Golf carts are no longer just for the golf course. They are used in neighborhoods, campgrounds, resorts, and communities across the country.
Golf Cart Protection helps keep your cart running, looking great, and protected from the unexpected so you can enjoy every ride.
Exclusionary coverage PLUS reimbursements for the following maintenance services:
Up to an $80 reimbursement for each oil change with a maximum of 2 oil changes per year.
Reimbursement up to $150 for brake pads/shoes replacement with a maximum of 1 per year.
We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.
We will reimburse for up to one hundred & thirty-five dollars ($135) for each replacement, a maximum two (2)replacements during this agreement.
Reimbursement up to $30 for wiper blades, maximum 2 replacements during this Agreement.
Reimbursement of up to $25 for each state safety inspection up to a maximum of 1 per year.
Signature coverage PLUS reimbursements for the following maintenance services:
Up to an $80 reimbursement for each oil change with a maximum of 2 oil changes per year.
Reimbursement up to $150 for brake pads/shoes replacement with a maximum of 1 per year.
We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.
We will reimburse for up to one hundred & thirty-five dollars ($135) for each replacement, a maximum two (2)replacements during this agreement.
Reimbursement up to $30 for wiper blades, maximum 2 replacements during this Agreement.
Reimbursement of up to $25 for each state safety inspection up to a maximum of 1 per year.
The following are available with a surcharge if selected under Vehicle Surcharges on the Application page at the time of contract purchase of 4WD/AWD.
*Allowable degradation to charge capacity before the claim will be paid is 80%
We deliver essential fluids to get you back on the road, such as fuel, oil, and/or water (cost of fluids not included).
Will come to the vehicle's location and replace flat tire with your inflated spare. The benefit’s limit is up to $50.00 per occurrence.
Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).
Up to $50 per occurrence for on location assistance if you lock your keys/fob in your vehicle or if they are lost/broken (key/fob replacement cost not included).
Up to $200 per occurrence for towing to the nearest qualified repair facility.
Up to $75 reimbursement per 6 hours of labor time, with a maximum benefit of $450 per claim, is provided for authorized repair work (time unrelated to authorized repairs not included).
Up to $150 reimbursement per day for up to 3 days towards meals and/or lodging expenses is provided if you are more than 100 miles away from home and unable to operate your vehicle due to a covered mechanical breakdown.
We cover repair facility labor and/or diagnostic charges associated with a covered repair*.(Your authorization may be required).
We deliver essential fluids to get you back on the road, such as fuel, oil, and/or water (cost of fluids not included).
Will come to the vehicle's location and replace flat tire with your inflated spare. The benefit’s limit is up to $50.00 per occurrence.
Up to $50 per occurrence for jump-starting a dead battery (not available for hybrid vehicles).
Up to $50 per occurrence for on location assistance if you lock your keys/fob in your vehicle or if they are lost/broken (key/fob replacement cost not included).
Up to $200 per occurrence for towing to the nearest qualified repair facility.
Up to $75 reimbursement per 6 hours of labor time, with a maximum benefit of $450 per claim, is provided for authorized repair work (time unrelated to authorized repairs not included).
Up to $150 reimbursement per day for up to 3 days towards meals and/or lodging expenses is provided if you are more than 100 miles away from home and unable to operate your vehicle due to a covered mechanical breakdown.
We cover repair facility labor and/or diagnostic charges associated with a covered repair*.(Your authorization may be required).
we will pay for a replacement key/remote for an amount not to exceed:
Number of working Keys & Remotes provided at time of Vehicle Delivery [MUST be a minimum of two (2) sets of working Keys & Remotes]
With Sonsio's Tire & Wheel, your tire repair or replacement is covered at no cost or deductible to you! With three levels of coverage, you can choose the option that is best for you.
Tire Only Road Hazard plus:
Tire & Wheel Road Hazard plus:
Reimbursement for rideshare, taxi, train, bus fare, car service, or rental vehicle while the covered vehicle is undergoing repairs.
Emergency roadside assistance services include towing up to 50 miles, installation of spare tire, battery jump-start, key lockout service, fuel or fluid delivery, or winching service.
Car Break-Ins
Provides access to documents with sensitive information.
Stolen Key Fobs
Provides access to steal car and the data stored in it.
Hacking Car OS
Cybercriminals can take control of your car.
Hacking Car WiFi
Provides access to devices & complete digital life.
Regardless of the criminal's entry point into the car they can inflict significant financial, emotional and physical harm to the owner and their family!
Smart, Simple Online Safety. Powered by AI.
1. Detect
Identifies and alerts of potential threats, even those occurring prior to enrollment.
2. Prevent
Helps stop new identity, financial, and online threats before they happen.
3. Resolve
Helps resolve threats if they do occur, with 24/7 access to our White-Glove Resolution Team.
4. Mitigate
Up to $5M in ID Theft Insurance.
Benefits Include:
*Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions, and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
HEADSTART’S ULTIMATE COVERAGE:
Comparable to the manufacturer’s equipment warranty
No RVing experience is complete without all the essential amenities and comforts of your home on the road. Exclusionary Coverage is the most extensive coverage available for your recreational vehicle. After the manufacturer’s warranty expires, your Exclusionary Coverage provides for repair or replacement of all factory-installed original mechanical equipment on the covered vehicle except those items listed under what is not covered section of the service agreement. Please refer to the agreement for a list of those exclusions
FOR YOUR MOTORHOME:
Covering all major components to keep you rolling in comfort
Fresh/Wastewater System Components: Hot water tank, burner assembly, thermostat, thermocouple, and more.
Kitchen Center: Range/oven burner assembly, burner valves, refrigerator/freezer, microwave, convection oven, and more.
Roof/Basement Air Conditioning: Compressor, evaporator, condenser, capacitors, relays, thermostat, and more.
LP Gas System/Heating System: Gas regulators, gas tanks, gas valves, tank gauges, LP lines and fittings, and more.
Heating System: Furnace igniter, burner assembly, gas valve, gas leak detector, thermostat, thermocouple, and more.
Generator/Power Plant: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.
Internally lubricated Hi-Tech Components/Appliances: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.
Deluxe Appliances: Icemaker, trash compactor, dishwasher, built-in coffee maker, built-in food processor, and more.
Entertainment System: Stereo receiver, tuner, CD player, DVD player, satellite system, television set(s), and more.
Leveling System: Factory installed mechanical/electric/ hydraulic leveling jacks, and more.
Power Step/Slide-Out Room: Power step, lines, fittings, cylinders, worm gears, electrical switches, and more.
Seals and Gaskets Wear and/or Tear: Coverage will be extended to all parts and components listed in the schedules of coverage that suffered a breakdown as a result of wear and/or tear.
OR YOUR TOWABLE RV AND COACH:
Most Of The Coverage Listed Under The Motorhome with These Added Benefits:
Suspension: Leaf and coil springs, shackles and bushings, and rubber suspension springs.
Brakes: Master cylinder, wheel cylinders, calipers, magnets, metal-only hydraulic tubing and metal fittings, drums, and rotors (when in conjunction with a covered repair)
MOTOR HOME, TOWABLE, AND COACH
RV Motorized – Benefit limit of $500 for towing, $250 for all other services. RV Towable – Benefit limit of $300 for towing, $150 for all other services, covers the tow vehicle while towing the RV as well as trailers and powersports – same as RV towable.
If you are locked out of your covered vehicle, we will deliver locksmith services to your vehicle and aid in the opening of your locked vehicle, and/or obtaining a replacement key, up to the vehicle type limit. TIRE SERVICE We will repair your damaged tire. If your damaged tire is unrepairable, we will install your inflated spare.
A jumpstart or minor emergency mechanical adjustments will be applied to start your vehicle at the point of disablement, up to the vehicle type limit.
An emergency supply of gasoline, diesel, diesel exhaust fluid, oil, water, or other materials or parts will be delivered to a member’s vehicle in cases of immediate need, up to the vehicle type limit. Members are responsible for the cost of the liquids, parts, or materials delivered.
We will extricate your vehicle from a ditch, snow, mud, or sand to the point of disablement, up to the vehicle type limit.
Up to $40.00 per day for 5 days, including the substitution transportation allowance of 2 additional days not to exceed $280.00 per occurrence.
Non-Emergency towing reimbursement up to $100.00 per occurrence with a covered breakdown.
Up to $100.00 per occurrence.
Up to $100.00 per occurrence when keys are lost or become inoperable.
Up to $100.00 per occurrence.
Up to $50.00 for reasonable pickup.
Up to $100 per occurrence for on-site assistance for towing/vehicle extrication, fuel or fluid delivery, or battery boost/jump (excludes cost of fluids or fuel).
Engine:
Covers all internally lubricated parts within the engine, including valve covers, intake manifolds, oil pump, valves, engine mounts, cylinder head(s), and more.
Water Pump:
Includes coverage for the impeller shaft, bushings, bearings, and housing.
Transmission:
Covers internally lubricated parts, such as gears, bearings, internal drive gears, and transmission case.
Primary Drive:
Protects internally lubricated parts contained within the primary drive case, including gears, bearings, internal drive gears, and more (excluding clutch and hub assemblies).
Drive Assemblies (Shaft-Driven Motorcycles):
Covers differential housing, transaxle housing, final drive housing, internally lubricated parts, axle shaft(s), constant velocity joints, universal joints, drive shafts, and more.
Steering:
Covers upper and lower steering stem bearings and bushings, axle, steering stem, handlebar, steering stem nut and rod ends, and steering stem shaft.
Seals & Gaskets:
Includes seals and gaskets coverage for all listed parts under the Value Protection Plan.
Suspension, Front & Rear:
Covers internally lubricated parts within forks/fork tubes and front hub, swing arm bearings or bushings, front and rear wheel bearings, swing arm, upper and lower control arms, ball joints, kingpins, and more.
Electrical:
Includes coverage for alternator, starter assembly, manually operated switches, cooling fan motor, wiring harness, ignition coil(s), rectifier, stator assembly, rotor assembly, and more.
Gauges:
Covers all factory instrumentation (mechanical and electronic) and electronic instrument sensors. Light bulbs are not covered.
Brake:
Covers brake backing plates, brake hubs, disc rotors, calipers, master cylinder assembly, hydraulic lines, and more.
Touring Bike Additional Coverage:
Includes coverage for intercom components (transmitter/receiver, headset, microphone, splitter, console pad, cables, and jacks), audio entertainment (receiver, CD player, navigation system, audio jacks, MP3 player, alarm system), fairing hardware (mounting hardware, brackets, switches, covers, latches, and hinges), saddlebags/travel trunks (bags, trunks, latches, hinges, and mounting hardware), sidecar hardware, and more.
The maximum benefit per each covered breakdown deductible reimbursement will be $100.00 and does not apply to additional benefits.
Some components and services are excluded from coverage such as normal maintenance and wear items. See the contract for details.
This plan covers the most common and most expensive appliances to repair.
We will cover gas valve, main burner, limit control, pilot burner, thermocouple, flame spreader, regulator, standard thermostat, manifold, relief valve, vent damper, and electrical heating element.
We will cover condenser, defrost heating element, thermostat, fuse, relay, transformer, motor, compressor, timer, fan control, bearings, pump motor, switches, electrodes, rectifiers, semi-conductors, valves, & electronics circuits.
We will cover surface gas valves, main burner, pilot burner, oven safety valves, burner tubes, spark modules, electric infinite switches, thermocouple, manifold transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, seals, surface unit controls, programmed cooking controls, heating elements, internal wiring.
We will cover door interlock electrical switch, touch pad/controller, diode, control board, transformer/inverter, stirrer motor, magnetron fan motor, related electrical parts.
We will cover heating element, pump, thermostat, thermal fuse, washer, drain valve, motor assembly, door switch interlock, timer, float switch, inter valve, internal hoses, control panel and related electrical parts.
We will cover water level switch, water inlet valve, water temperature switch, drive basket, brakes, clutch assembly, timer, sequencer, lid switch and actuator, touch pad, control board, power supply, motor, pump coupling, drive belt, and related electrical parts.
We will cover gas valve, main burner, pilot burner, thermocouple, manifold, transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, drive belt, lights (including LED), surface limit control, motor, bearings, pulleys, controls, timer and electrical heating element.
We will cover repair or replacement of components and parts that malfunction due to normal wear and tear.
Building off of the Silver Plan, this plan adds other appliances, as well as, air conditioning.
Coverage is available on residential cooling systems not exceeding a five ton capacity. We will cover condenser, defrost heating element, programmable thermostat, fuse, relay, transformer, motors, compressor, pulleys, timer, fan control, bearings, fluid pump, switches, electrodes, semi-conductors, rectifiers, and electronic circuits.
We will cover gas valve, main burner, limit control, pilot burner, thermocouple, flame spreader, regulator, standard programmable thermostat, manifold, fuse, transformer, relay, igniter, sensor, motor, power pack, bearings, pulleys, fan control, heater coil, pressure control, pressure gauge, low water cut-off, sight glass, coupler, power pile, fluid pump, blower, and heat coil. Only natural gas/propane space heaters used for heating customer’s entire residence are covered as central heat.
We will cover mold and heater assembly, refill bearing, ice stripper, heating element, microswitch, ejector, wiring harness, ejector motor, mounting module, ejector gear, and lever arm.
We will cover all mechanical and electrical components and parts.
We will cover condenser, defrost heating element, thermostat, fuse, relay, transformer, motor, compressor, timer, fan control, bearings, pump motor, switches, electrodes, semi-conductors, rectifiers, valves, and electronics circuits.
We will cover repair or replacement of components and parts that malfunction due to normal wear and tear.
Want to add all the bells & whistles of coverage appliances including smart home technology.
We will cover all mechanical & electrical components including chain, belts, door arm, trolley, control board, motor, gear assembly and sensors.
We will cover all interior AC wiring including receptacles, switches, fuses, and circuit breakers.
We will cover all interior plumbing including angle stops, risers, waste vents, p-traps assemblies, supply lines, drain lines, and interior hose bibs.
We will cover all components and parts, except as noted as Not Covered.
We will cover all internal related electrical parts, including belts, fan motors, motors, switches, relays and control boards.
We will cover repair or replacement of components and parts that malfunction due to normal wear and tear (Replaced with builder’s standard).
We will cover repair or replacement of components and parts that malfunction due to normal wear and tear (replaced with builder’s standard).
We will cover electronic, smart, or programmable thermostat that works in conjunction with a covered heating system or air conditioning/cooler or built-in wall unit.
Optional coverage only apply if selected at purchase:
We will cover repair or replacement of components and parts that malfunction due to normal wear and tear of a single primary unit as follows: motor and drive train.
We will cover sewage ejector pump, jet pump, aerobic pump, septic tank, and line from house.
We will cover repair of leaks and breaks in water lines, toilet flanges, waste lines, drain lines, or vent lines within the perimeter of the main foundation of the home.
We will cover mechanical parts and components affecting the proper operation of one freestanding freezer, covered mechanical parts and components include only the following: belts, compressor, condensers, control timers, defrost heaters, electronic components, evaporators, fan motors, hoses, internal wiring, motors, power cords, pumps, pulleys, ram assembly, switches and relays, solid state control boards and thermostats.
We will cover repair or replacement of components and parts that malfunction due to normal wear and tear, for one free standing additional refrigerator.
We will cover above ground, accessible working components and parts of the heating, pumping and filtration system as follows: heater, pump, motor, filter timer ,blower, timer, valves, limited to back flush, actuator, check, and 2 and 3-way valves, multi-port control valves, relays and switches, pool sweep motor and pump, above ground plumbing pipes and wiring.
We will cover all components and parts of well pump utilized for main dwelling only.
(Includes Heat Pumps). Coverage provided by these options is in addition to the primary air conditioning unit coverage offered under this Agreement. The underlining coverage for a primary air conditioning unit must also be purchased to receive coverage. Additional benefit that is provided by this option is in addition to the primary air conditioning unit coverage.
Hotel reimbursement is available for failures relevant to covered repairs for your Cooling System, Heating System, Electrical System, or Plumbing repairs that leave your dwelling uninhabitable as determined If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling by the Administrator and as described under “To Obtain Service”, “#2”, “Emergency Service” located in your service contract.
If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling of record. We will reimburse you up to $100 per night or the actual cost of a hotel room, if less, for up to a maximum of three (3) nights on a qualified hotel stay per authorized occurrence.
