Elevate your peace of mind with Top Shelf Protection. Explore our comprehensive vehicle protection programs and discover how we go the extra mile to keep you covered.
Our most extensive coverage, this almost all-encompassing protection ensures that most parts of your vehicle are covered, outside of a few specific exclusions. This is our closest offering to a "full coverage" plan, providing peace of mind by covering a vast majority of potential issues your vehicle might face.
Available 24/7 anywhere in the U.S. and Canada. Services include:
Up to an $80 reimbursement for each oil change with a maximum of 2 oil changes per year.
Reimbursement up to $150 for brake pads/shoes replacement with a maximum of 1 per year.
We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.
We will reimburse up to $50 for cooling system drain/refill, a maximum of 1 service per year.
Reimbursement up to $30 for wiper blades, maximum 2 replacements during this Agreement.
Reimbursement of up to $25 for each state safety inspection up to a maximum of 1 per year.
All Components are covered **EXCEPT** those listed in the contract or brochure.
Elite Coverage VSC includes everything listed under Executive Coverage plus these additional items:
Upper and lower control arms and bushings, if bushings cannot be replaced individually; ball joints; leaf and coil springs only if broken.
Power steering gearbox; rack and pinion; and high pressure lines. Steering box, rack and pump housing only if damaged by an internally lubricated part).
Power brake booster; master cylinder; calipers; ABS hydraulic components; proportioning valve; ABS wheel speed sensors.
Starter motor and solenoid; alternator, voltage regulator; electric cooling fan motor; distributor; power window motors/switches; power door lock actuators/switches; power trunk or tailgate actuator and motor; all manually operated switches; ignition control module; and cruise control assembly.
Compressor; clutch; condenser; accumulator/receiver drier; and evaporator. Refrigerant included only with covered repair.
Fuel pump; fuel injectors; lift pump; transfer pump; MAP/air charge temperature sensor; intake manifold pressure sensor; and throttle position sensor.
PLUS every original factory-equipped mechanical and electrical component, excluding only those specified in the Terms & Conditions of our contract, and exclusions.
EXCLUDED ITEMS INCLUDE*, BUT ARE NOT LIMITED TO the manual transmission clutch assembly, batteries, brake rotors and drums, catalytic converter, exhaust pipe, mufflers, tailpipes, frame and structural body parts, tires, valve stems and wheels/rims, glass, windows, mirrors, windshields, T-top, Targa top, convertible top, lighting system components, exterior air/water leaks and noise, weather strips, body panels, trims, moldings, paint, bumpers, body sheet metal and panels, safety restraint systems, upholstery, carpet, LCD screen, DVD/ Blu-ray player, GPS/navigation, radio/CD player, rearview back-up camera, alarm system, early collision detection system, self-park assist system, tire pressure monitoring system, adaptive cruise control, instrument cluster, keyless entry transmitter and receiver, remote controls, light bulbs, fuses, and any type of internal software updates or other failures. Normal maintenance service and parts including alignments, wheel balancing, tune-ups, spark plugs, brake pads, and wiper blades. Filters, lubricants, coolants, fluids, and refrigerants will be covered only if replacement is required in conjunction with an authorized repair.
The following are available with a surcharge if selected under Vehicle Surcharges on the Application page at the time of contract purchase of 4WD/AWD.
*Allowable degradation to charge capacity before the claim will be paid is 80%
Any part that experiences a breakdown during the contract term, except for any other parts specifically excluded in this contract and/or listed in the "What is Not Covered" section of the contract. Coverage provides payment/reimbursement for costs authorized by us to repair or replace parts/components that experience a breakdown, less your deductible amount, in accordance with all terms and conditions of the contract. Coverage for seals and gaskets is included ONLY in conjunction with a covered repair and cannot be the cause of the breakdown.
Note: You must provide the paid rental receipt to the Administrator to be reimbursed for the charges. In no case will reimbursement exceed the actual cost included on the rental receipts, and no reimbursement will be provided to You until the authorized repairs are complete and paid.
See contract for complete details.
Seals & Gaskets
Seals and gaskets will be covered only if the Seals and Gaskets option is selected at the time of purchase and the appropriate surcharge is paid.
Note: See page of seals and gaskets is considered wear and tear and is not covered under the Service Contract. $1,000 Maximum benefit during the term of the service contract.
Technology Group
The following Manufacturer-Installed components will be covered only if the Technology Group option is selected at the time of purchase and the appropriate surcharge is paid:
Coverage does not include any removable components such as Remote Controls, DVD, or CDs. The maximum benefit allowed is $2500 during the term of your service contract.
we will pay for a replacement key/remote for an amount not to exceed:
Number of working Keys & Remotes provided at time of Vehicle Delivery [MUST be a minimum of two (2) sets of working Keys & Remotes]
With Sonsio's Tire & Wheel, your tire repair or replacement is covered at no cost or deductible to you! With three levels of coverage, you can choose the option that is best for you.
Tire Only Road Hazard plus:
Tire & Wheel Road Hazard plus:
Reimbursement for rideshare, taxi, train, bus fare, car service, or rental vehicle while the covered vehicle is undergoing repairs.
Emergency roadside assistance services include towing up to 50 miles, installation of spare tire, battery jump-start, key lockout service, fuel or fluid delivery, or winching service.
Car Break-Ins
Provides access to documents with sensitive information.
Stolen Key Fobs
Provides access to steal car and the data stored in it.
Hacking Car OS
Cybercriminals can take control of your car.
Hacking Car WiFi
Provides access to devices & complete digital life.
Regardless of the criminal's entry point into the car they can inflict significant financial, emotional and physical harm to the owner and their family!
Smart, Simple Online Safety. Powered by AI.
1. Detect
Identifies and alerts of potential threats, even those occurring prior to enrollment.
2. Prevent
Helps stop new identity, financial, and online threats before they happen.
3. Resolve
Helps resolve threats if they do occur, with 24/7 access to our White-Glove Resolution Team.
4. Mitigate
Up to $5M in ID Theft Insurance.
Benefits Include:
*Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions, and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
HEADSTART’S ULTIMATE COVERAGE:
Comparable to the manufacturer’s equipment warranty
No RVing experience is complete without all the essential amenities and comforts of your home on the road. Exclusionary Coverage is the most extensive coverage available for your recreational vehicle. After the manufacturer’s warranty expires, your Exclusionary Coverage provides for repair or replacement of all factory-installed original mechanical equipment on the covered vehicle except those items listed under what is not covered section of the service agreement. Please refer to the agreement for a list of those exclusions
FOR YOUR MOTORHOME:
Covering all major components to keep you rolling in comfort
Fresh/Wastewater System Components: Hot water tank, burner assembly, thermostat, thermocouple, and more.
Kitchen Center: Range/oven burner assembly, burner valves, refrigerator/freezer, microwave, convection oven, and more.
Roof/Basement Air Conditioning: Compressor, evaporator, condenser, capacitors, relays, thermostat, and more.
LP Gas System/Heating System: Gas regulators, gas tanks, gas valves, tank gauges, LP lines and fittings, and more.
Heating System: Furnace igniter, burner assembly, gas valve, gas leak detector, thermostat, thermocouple, and more.
Generator/Power Plant: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.
Internally lubricated Hi-Tech Components/Appliances: Power plant engine block and cylinder heads, if damaged as a result of the failure of an internally-lubricated part, and more.
Deluxe Appliances: Icemaker, trash compactor, dishwasher, built-in coffee maker, built-in food processor, and more.
Entertainment System: Stereo receiver, tuner, CD player, DVD player, satellite system, television set(s), and more.
Leveling System: Factory installed mechanical/electric/ hydraulic leveling jacks, and more.
Power Step/Slide-Out Room: Power step, lines, fittings, cylinders, worm gears, electrical switches, and more.
Seals and Gaskets Wear and/or Tear: Coverage will be extended to all parts and components listed in the schedules of coverage that suffered a breakdown as a result of wear and/or tear.
OR YOUR TOWABLE RV AND COACH:
Most Of The Coverage Listed Under The Motorhome with These Added Benefits:
Suspension: Leaf and coil springs, shackles and bushings, and rubber suspension springs.
Brakes: Master cylinder, wheel cylinders, calipers, magnets, metal-only hydraulic tubing and metal fittings, drums, and rotors (when in conjunction with a covered repair)
MOTOR HOME, TOWABLE, AND COACH
RV Motorized – Benefit limit of $500 for towing, $250 for all other services. RV Towable – Benefit limit of $300 for towing, $150 for all other services, covers the tow vehicle while towing the RV as well as trailers and powersports – same as RV towable.
If you are locked out of your covered vehicle, we will deliver locksmith services to your vehicle and aid in the opening of your locked vehicle, and/or obtaining a replacement key, up to the vehicle type limit. TIRE SERVICE We will repair your damaged tire. If your damaged tire is unrepairable, we will install your inflated spare.
A jumpstart or minor emergency mechanical adjustments will be applied to start your vehicle at the point of disablement, up to the vehicle type limit.
An emergency supply of gasoline, diesel, diesel exhaust fluid, oil, water, or other materials or parts will be delivered to a member’s vehicle in cases of immediate need, up to the vehicle type limit. Members are responsible for the cost of the liquids, parts, or materials delivered.
We will extricate your vehicle from a ditch, snow, mud, or sand to the point of disablement, up to the vehicle type limit.
Up to $40.00 per day for 5 days, including the substitution transportation allowance of 2 additional days not to exceed $280.00 per occurrence.
Non-Emergency towing reimbursement up to $100.00 per occurrence with a covered breakdown.
Up to $100.00 per occurrence.
Up to $100.00 per occurrence when keys are lost or become inoperable.
Up to $100.00 per occurrence.
Up to $50.00 for reasonable pickup.
Up to $100 per occurrence for on-site assistance for towing/vehicle extrication, fuel or fluid delivery, or battery boost/jump (excludes cost of fluids or fuel).
All internally lubricated parts contained within the engine; valve covers; intake manifolds; oil pump; valves; engine mounts; cylinder head(s); and more.
Impeller shaft; bushings; bearings and housing.
Internally lubricated parts contained within the transmission; gears; bearings; internal drive gears; transmission case.
Internally lubricated parts (excluding clutch and hub assemblies) contained within the primary drive case; gears; bearings; internal drive gears and more.
Differential housing; transaxle housing; final drive housing; internally lubricated parts; axle shaft(s); constant velocity joints; universal joints; drive shafts; and more.
Upper and lower steering stem bearings and bushings; axle; steering stem; handlebar; steering stem nut and rod ends; steering stem shaft.
For all Covered Parts listed for the VALUE Plan.
Internally lubricated parts within the forks/fork tubes and front hub; swing arm bearings or bushings; front and rear wheel bearings; swing arm; upper and lower control arms; ball joints; kingpins; and more.
Alternator; starter assembly; manually operated switches; cooling fan motor; wiring harness; ignition coil(s); rectifier; stator assembly; rotor assembly; and more.
All factory instrumentation (mechanical and electronic) and electronic instrument sensors. Light bulbs are not covered.
Brake backing plates; brake hubs; disc rotors; calipers; master cylinder assembly; hydraulic lines and more.
Intercom - Transmitter/receiver, headset, microphone, splitter, console pad, cables and jacks; Audio Entertainment - Receiver, CD player, navigation system, audio jacks, MP3 player, alarm system; Fairing Hardware - Mounting hardware, brackets, switches, covers, latches and hinges; Saddlebag/Travel Trunks - Bags, travel trunks, latches, hinges and mounting hardware; Sidecar Hardware, and more.
The maximum benefit per each covered breakdown deductible reimbursement will be $100.00 and does not apply to additional benefits.
Some components and services are excluded from coverage such as normal maintenance and wear items. See the contract for details.
Maybe it’s your daily commuter. Or maybe you’re getting out to enjoy the weekend. However, you choose to ride — protection for your motorcycle’s appearance is paramount.
Vehicle paint today is more susceptible to environmental damage - from tree sap, bugs, hard water, acid rain, bird droppings, UV fading, road salt, and more! - than ever before. 1415 Appearance Protection’s carbon ceramic polymer is specifically formulated to increase the strength and durability of your motorcycle’s exterior paint - helping maintain your bike’s showroom shine for years to come. This industry-leading technology is applied to all wheels and chrome too, maximizing your protection.
Together with our leather/vinyl seat and upholstery treatment, 1415 Appearance Protection’s products are exactly what you need to protect the appearance and value of your motorcycle, make it easier to clean and maintain, and be ready for the road ahead.
An Extended Service Plan will provide peace of mind and reduce those unexpected cost for repairs.
All internally lubricated parts including pistons; piston rings and pins; crankshaft and main bearings; connecting rods and rod bearings; reed valves and reed blocks; cylinder head(s); and crankcase.
Complete oil injection system; oil pump; oil injection gear; oil tank; oil cap; oil level sensor; and oil lines.
Fuel tank; petcock; and fuel lines.
Drive shaft; bushings; bearings; and flywheel.
Internally lubricated parts within the pump housing; housing; bearings; impeller; and bushings.
Starter and choke primer switches; run and stop switches; throttle control handle; throttle cable; and ignition switch. Steering: Steering control assembly; steering gate; rudder; and nozzle (excluding cables).
Alternator; starter; starter solenoid; ignition coil(s); rectifier; stator assembly; CDI control module; electronic ignitions module, voltage regulator; electronically operated gauges; and wiring harness.
For all Covered Parts listed for this VALUE Plan
This plan covers the most common and most expensive appliances to repair.
Building off of the Silver Plan, this plan adds other appliances, as well as, air conditioning.
Want to add all the bells & whistles of coverage appliances including smart home technology.
Optional coverage only apply if selected at purchase:
Hotel reimbursement is available for failures relevant to covered repairs for your Cooling System, Heating System, Electrical System, or Plumbing repairs that leave your dwelling uninhabitable as determined If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling by the Administrator and as described under “To Obtain Service”, “#2”, “Emergency Service” located in your service contract.
If the Administrator cannot complete authorized required repairs within 24 hours of dispatching a service professional relevant to the dwelling of record. We will reimburse you up to $100 per night or the actual cost of a hotel room, if less, for up to a maximum of three (3) nights on a qualified hotel stay per authorized occurrence.
Need to file a claim? Call 833-860-3700